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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Clear communication and well designed app

App is well designed and it's easy to find what I need. All communication from PayPal is clear and never misleading. Reviewed on: 11th July 2026

always reliable

I’ve never had any issues, always reliable when sending money to my family abroad. I mainly use PayPal because I know I’m fully protected if anything should happen Reviewed on: 11th July 2026

Love it, use it all the time.

Love it, use it all the time. The pay in 3 is a life saver some months Reviewed on: 11th July 2026

Quick and easy.

Quick and easy...like it should be Reviewed on: 11th July 2026

No complaints.

No complaints. Easy to use. Good service Reviewed on: 11th July 2026

The pay in three feature is excellent as it makes mo...

The pay in three feature is excellent as it makes more expensive items affordable without being charged a high interest rate. Reviewed on: 11th July 2026

Positive experience.

Ì have had positive experience with PayPal todate. If I've had any issues I have been assured that my case would be delt with quickly and I have been give a timeline for it to be addressed. Reviewed on: 11th July 2026

Love to use.

Love to use. It's so easy to use Reviewed on: 11th July 2026

Easy to use reliable and safe.

Easy to use reliable and safe. Preferred way to pay online. Recognised by major retailers Reviewed on: 11th July 2026

Always a great service and support.

Always a great service and support. Great options for payment Reviewed on: 11th July 2026

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