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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Ita always easy to use PayPal.

Ita always easy to use PayPal. They also offer some excellent finance options. Reviewed on: 11th July 2026

Great service.

Great service. Pay in 4 months is very convenient. Reviewed on: 11th July 2026

Awesome easy to use

Easy to use, loke you can you it on multiply websites. Simply to pay never be late when you set up direct debit. Would deffintly recommend Reviewed on: 11th July 2026

PayPal has massively helped me with money and being...

PayPal has massively helped me with money and being able to buy more things Reviewed on: 11th July 2026

PayPal Customer Experience does not exist.

PayPal Customer Experience does not exist. It is impossibl to contact Paypal about anything. Reviewed on: 11th July 2026

PayPal is fantastic

I’ve used PayPal for a long time now and it’s fantastic in every way Reviewed on: 11th July 2026

I am very happy

I am very happy using long time and never disappointed Reviewed on: 11th July 2026

Always a safe and reliable option and easy to resolv...

Always a safe and reliable option and easy to resolve any issues should they arrise. Reviewed on: 11th July 2026

Cool finance tool

Good and easy to use. Good for new credit card holders Reviewed on: 11th July 2026

Good experience, love the 0% option

Good experience, love the 0% option Reviewed on: 11th July 2026

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