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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to pay and transfer and safer

Easy to pay and transfer and safer Reviewed on: 11th July 2026

Good payment app for daily use easy to use and bet...

Good payment app for daily use easy to use and better function Reviewed on: 11th July 2026

Terrible could not use and nothing would authorise

Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

financial freedom

PayPal has made transactions and financial freedom possible for me Reviewed on: 11th July 2026

never disappointed

I've been using PayPal for years and it never disappoints. Credit option and pay in 3 are my most used tools when doing bigger shop. Also using PayPal to pay for goods is very easy and user friendly. Reviewed on: 11th July 2026

Everything is straight forward and simple to apply

Everything is straight forward and simple to apply Reviewed on: 11th July 2026

PayPal fast secure and safe to use

PayPal fast secure and safe to use Reviewed on: 11th July 2026

Very useful, provides some sort of safety for purcha...

Very useful, provides some sort of safety for purchases. Only negative is doesn't always clarify documentation and policies if there is a problem Reviewed on: 11th July 2026

My First time opening a credit account with PayPal

My First time opening a credit account and it’s very easy to understand for newcomers Reviewed on: 11th July 2026

Easy to use

Easy to use good offers of if I spend over a certain amount of money I have had offers on interest free periods Reviewed on: 11th July 2026

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