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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Best pal form managing payments

Good pay later schemes, tracking and returning payments and secure transactions. Reviewed on: 27th May 2025

Easy and great service

Easy and great service. Would recommend and use constantly Reviewed on: 27th May 2025

Quick easy and safe, secure payments with no hassel

Quick easy and safe, secure payments with no hassel Reviewed on: 27th May 2025

Easy transfer or paying merchants

Easy transfer or paying merchants Reviewed on: 27th May 2025

When I needed advice on my PayPal account your custo...

When I needed advice on my PayPal account your customer service advisor was very helpful. Sorry I don’t have her name. Reviewed on: 27th May 2025

Gret way to purchase on line very safe and secure w...

Great way to purchase on line very safe and secure would definitely recommend this app Reviewed on: 27th May 2025

Always quick so much more convenient than western un...

Always quick so much more convenient than western union Reviewed on: 27th May 2025

I love PayPal

I love PayPal, it gives me confidence whenever a website accepts it as I know it comes with a consumer guarantee. It is also so easy to use and saves all my info so I don’t need to add it separately on lots of different websites Reviewed on: 27th May 2025

Good to have piece of mind with purchases.

Good to have piece of mind with purchases. Reviewed on: 27th May 2025

Easy, straight forward to deal with.

Easy, straight forward to deal with. Friendly helpful staff Reviewed on: 27th May 2025

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