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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I had not for...

I had not considered PayPal Credit as an option for my purchase. But It came up and was easy to use and instructions were clear and precise and to be able to spread the cost over 4 months was perfect! Reviewed on: 11th July 2026

Absolutely brilliant easy to deal with quick and ef...

Absolutely brilliant easy to deal with quick and efficient business Reviewed on: 11th July 2026

Very good to use to spred your purchases and you’ve...

Very good to use to spred your purchases and you’ve also got the buyer cover Reviewed on: 11th July 2026

Great and reliable - just what you need

Great and reliable - just what you need Reviewed on: 11th July 2026

I love the different types of credit available, they...

I love the different types of credit available, they are all easy to manage in the app, any enquires are always dealt with efficiently & professionally, communication via email is always prompt. Reviewed on: 11th July 2026

Recommended to family and friends

I. Have spent 20 years or more as a PayPal customer and have enjoyed using the service and have recommended PayPal to both family and friends, Reviewed on: 11th July 2026

Its easy to use the app.

Its easy to use the app.I use it often to break down bigger cost purchases.Its convenient. Reviewed on: 11th July 2026

Love PayPal

Never had any issues. Easy to use. Reviewed on: 11th July 2026

Love using PayPal it’s secure and safe

Love using PayPal it’s secure and safe Reviewed on: 11th July 2026

Easy to set up and monitor using the mobile app.

Easy to set up and monitor using the mobile app. Communication is clear with regard to payment reminders and direct debit notifications. Paying using PayPal credit is easy - it is almost impossible to pay using credit by accident. Reviewed on: 11th July 2026

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