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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Safety first

I feel safe using PayPal as I know if there are any problems they have my back and will help my case. The site is so easy to use and check anything online. I never buy anything now if it does not have PayPal. Reviewed on: 27th May 2025

I love that I can use the pay in 3 option.

I love that I can use the pay in 3 option. It makes everything so much easier. Reviewed on: 27th May 2025

It’s very useful for buying larger things and paying...

It’s very useful for buying larger things and paying it off over 4 months Reviewed on: 27th May 2025

Always easy to use and with good customer service

Always easy to use and navigate. Able to send and receive money instantly and in other currencies Reviewed on: 27th May 2025

Very easy to use.

Very easy to use. Whenever I am paying by PayPal I can choose whether to pay it direct or use my PayPal Credit account. PayPal sends regular notification of when payments are due and what these payments can be so it is easy to control my account. Reviewed on: 27th May 2025

Very good make it easy to shop online

Very good make it easy to shop online Reviewed on: 27th May 2025

Easy transactions

Easy transactions to spread the cost over months. Very helpful & reliable Reviewed on: 27th May 2025

I have loved using Paypal credit for shopping recently

I have loved using Paypal credit for shopping recently Reviewed on: 27th May 2025

PayPal is an easy, safe and flexible way of paying!

PayPal is an easy, safe and flexible way of paying! I use it a lot and wouldn’t be without it! Reviewed on: 27th May 2025

Reliable, Easy to navigate - good provider

Reliable, Easy to navigate - good provider Reviewed on: 27th May 2025

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