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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Fast, Secure & Reliable!

I've been using PayPal for years, and it has never let me down. It's incredibly easy to use, payments are fast and secure, and it makes online shopping so much easier. The Pay in 3 option is amazing and has helped me many times with larger purchases by making payments much more manageable. It's one of the best features and has saved me on more than one occasion. Highly recommended! Reviewed on: 11th July 2026

Love it really easy to use and points on top.

Love it really easy to use and points on top. What’s not to like? Reviewed on: 11th July 2026

You excellent and covered by PayPal.

You know what you buy is covered by PayPal. Also so stay to use. With a chose of 3 options. Which is not something you normally get. Exellent service Reviewed on: 11th July 2026

The only thing I would change about PayPal credit is...

The only thing I would change about PayPal credit is the ability to pay off individual items when doing additional payments would be extremely beneficial to the customer otherwise it is a great service Reviewed on: 11th July 2026

Convenient

Convenient way to pay. Most vendors let you use this method Reviewed on: 11th July 2026

Very easy service and great customer support from Pa...

Very easy service and great customer support from PayPal Reviewed on: 11th July 2026

Love PayPal.

Love PayPal. The service is brilliant and gives piece of mind. Reviewed on: 11th July 2026

It’s alright.

It’s alright. Use it from time to time Reviewed on: 11th July 2026

Super quick no hassle experience

Super quick no hassle experience Reviewed on: 11th July 2026

Quick and efficient.

Quick and efficient. Have used PayPal for years and its always been straight forward and hasselt free. Reviewed on: 11th July 2026

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