Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I've never had any trouble with PayPal, its straight...

I've never had any trouble with PayPal, its straight forward to use and they always give you plenty of reminders of when your payment is due. Reviewed on: 11th July 2026

Great service, easy to use.

Great service, easy to use. Available on many different sites as payment method. Feels safe and easy enough to use on the daily. It’s easy to track and manage your purchases. So far have not had an issue with PayPal so would recommend to anyone Reviewed on: 11th July 2026

Does what I need, so works well for me.

Does what I need, so works well for me. Reviewed on: 11th July 2026

Excellent Service Delivery

The different service options are quite impressive Reviewed on: 11th July 2026

Pay with confidence with PayPal

Always had an excellent experience with PayPal, makes it so easy to pay with confidence online. Reviewed on: 11th July 2026

Pay in 4 really helpful and would definitely recomme...

Pay in 4 really helpful and would definitely recommend to a friend Reviewed on: 11th July 2026

Quick and easy, loan to buy a laptop

Quick and easy, loan to buy a laptop Reviewed on: 11th July 2026

Easy payment plans.

Easy payment plans. Being able to purchase on-line with security. Reviewed on: 11th July 2026

PayPal is quick and gives that extra level of security.

PayPal is quick and gives that extra level of security. For those bigger purchases, spreading the cost over a few months is easy to do and benefits my personal cashflow Reviewed on: 11th July 2026

When it comes to online pay...

When it comes to online payment platforms, PayPal isn't just one of the oldest players in the game—it remains the most reliable, secure, and versatile digital wallet available. Whether you are splitting a dinner bill with friends, shopping on an international website, or running a full-scale e-commerce business, PayPal delivers a seamless experience that few competitors can match. Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3854 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.75 from 101313 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.65 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub