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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPall I Use Nothing Else Flawless.

PayPal and especially PayPal linked with Evay is single handily the best online shopping option ever created …I’ve said for years should have their own bank and all that comes with it ..I’ve used it for decades and if it was an option at every purchase …I would use nothing else ever ….its simply flawsess. Reviewed on: 11th July 2026

Great and quick service and easy to access

Great and quick service and easy to access Reviewed on: 11th July 2026

PayPal offers excellent payment terms

PayPal offers excellent payment terms helping me afford to get things I need for my family. Reviewed on: 11th July 2026

Prompt responses to queries!

Prompt response to any query, clear communication reducing any confusion. Reviewed on: 11th July 2026

Easy to use

Ai for app is excellent.. makes manoeuvring the application easier and stress free . Reviewed on: 11th July 2026

Always quick and easy to use.

Always quick and easy to use. PayPal has never let me down. Reviewed on: 11th July 2026

Seamless experience use it when you need it hustle...

Seamless experience use it when you need it hustle free Reviewed on: 11th July 2026

A great company I can rely on.

A great company I can rely on. Indeed you are reliable Reviewed on: 11th July 2026

Easy to use, customer service agents very helpful.

Easy to use, customer service agents very helpful. I like how safe and secure PayPal is. Plenty of options to suit specific needs. Reviewed on: 11th July 2026

PayPal is flexible, easily accessible and to manoeuv...

PayPal is flexible, easily accessible and to manoeuvre around the app! Customer service is great as well for payment issues or any questions or queries. PayPal is good because of the different payment options such as pay in 3 or normal credit when needed. Reviewed on: 11th July 2026

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