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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180656)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Just overall a good experience.

5
Just overall a good experience. They don't keep you waiting long for a response, any problems are resolved very quickly, they are easy to get in contact with (& there are multiple ways in which you can contact them). Reviewed on: 11th July 2026

Paypal credit gives me opportunity to purchase neces...

5
Paypal credit gives me opportunity to purchase necessary stuff when i cant pay for it myself. Pay in 3 option is also fantastic. Reviewed on: 11th July 2026

PayPal is a very good service giving you a lot of va...

4
PayPal is a very good service giving you a lot of variety in goods. Also PayPal credit gives you the option to spend the cost over a time period that suits you. Making it easier if you can’t pay the whole lump sum in one. I use PayPal a lot as it’s a very good service. Reviewed on: 11th July 2026

From applying to getting credit and using .

5
From applying to getting credit and using . Absolutely easy and user friendly. Pay in three is always helpful this day and age with the cost living very to have a product like this available Reviewed on: 11th July 2026

A useful easy to use service of you are aware of how...

5
A useful easy to use service of you are aware of how borrowing works and can make use of the interest free periods. Reviewed on: 11th July 2026

Very user friendly and convenient platform

5
Very user friendly and convenient platform Reviewed on: 11th July 2026

Good easy and fast quick and reliable

5
Good easy and fast quick and reliable Reviewed on: 11th July 2026

I find PayPal very safe to use it also helps me out...

5
I find PayPal very safe to use it also helps me out in times of hardship Reviewed on: 11th July 2026

Great service, happy with the 4 month interest free...

5
Great service, happy with the 4 month interest free offer Reviewed on: 11th July 2026

They are easy going company , reliable service, good...

5
They are easy going company , reliable service, good customer service and they also support me in my fancies Reviewed on: 11th July 2026

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