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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179715 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179722)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It was easy to set up payments and add to PayPal cre...

It was easy to set up payments and add to PayPal credit Reviewed on: 10th July 2026

Interest free credit for 4 months is a huge bonus.

Interest free credit for 4 months is a huge bonus. Customer support is great. Using PayPal gives me that extra layer of protection which is what I love. Reviewed on: 10th July 2026

No comments, very good to use PayPal instead visa.

No comments, very good to use PayPal instead visa. Reviewed on: 10th July 2026

Very clear and a smooth process.

Very clear and a smooth process. Never had an issue, very easy to use, Reviewed on: 10th July 2026

It's a good job and good opportunity for me.

It's a good job and good opportunity for me. Reviewed on: 10th July 2026

Just gives a reliable, trust worthy services.

Just gives a reliable, trust worthy services. Reviewed on: 10th July 2026

I use PayPal credit when booking holidays.

I use PayPal credit when booking holidays. I can pay over 4 months interest free, helps with budgeting. Can’t fault it. Reviewed on: 10th July 2026

Quickly and professional.

Quickly and professional. Everything went smoothly. Reviewed on: 10th July 2026

Quick payments, easy to use app.

Quick payments, easy to use app. What's not to like! I use it for regular payments and then pay it all off at once. Perfect! Reviewed on: 10th July 2026

PayPal credit is Great!

PayPal credit is Great! Over the past few years, it's come in incredibly useful and I've never had any issues with sorting the repayment or making the most use of the 0% offers that pop up occasionally. Overall it's been super useful and worthwhile - plus almost any online store makes use of paypal as a payment method so I've been able to utilise it whenever needed. Reviewed on: 10th July 2026

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