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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179655 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179677)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to repay easy to use easy life with paypal

Easy to repay easy to use easy life with paypal Reviewed on: 10th July 2026

c...excellent and trustworthy

Easy to use app , efficient processing , excellent communication Reviewed on: 10th July 2026

Direct debit takes between 7-14 days before it's tak...

Direct debit takes between 7-14 days before it's taken out from debit account which might lead to default payment and might affect customer's credit score. Direct debit must be taken at the stipulated date as agreed Reviewed on: 10th July 2026

No trouble

No trouble it's a good start for excellent experience. Reviewed on: 10th July 2026

Paypal helped me when I needed it i had a problem wi...

Paypal helped me when I needed it i had a problem with one of my embroidery machines and had to buy another one but my funds was down untill I completed the order I was working on and I used paypal credit excellent service Reviewed on: 10th July 2026

I've used paypal for most of my online shopping l

I've used paypal for most of my online shopping and have never had an issue, customer service has always been great and have complete trust when using them Reviewed on: 10th July 2026

I use PayPal for everything.

I got scammed and PayPal helped me. I love the debit and credit facilities and use my money securely through PayPal for everything now Reviewed on: 10th July 2026

Customer service has always been excellent and suppo...

Customer service has always been excellent and supporting. Reviewed on: 10th July 2026

Good experience,

Good experience, a no hassle approach , been with PayPal for many years , a safe way to shop online Reviewed on: 10th July 2026

When buying expensive items PayPal Credit is excelle...

When buying expensive items PayPal Credit is excellent for spreading the cost over 3 months Reviewed on: 10th July 2026

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