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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145722)

One of the best

5
PayPal has been a life changer to me Reviewed on: 17th June 2026

Great customer service

5
Great customer service really enjoy using the system. Reviewed on: 17th June 2026

I enjoy the 4 months interest free purchase options...

4
I enjoy the 4 months interest free purchase options over £100 Reviewed on: 17th June 2026

Spot on never and issue for them to help with a prob...

5
Spot on never and issue for them to help with a problem. Reviewed on: 17th June 2026

Paypal is such an easy and quick way to pay online

5
Paypal is such an easy and quick way to pay online without having to keep putting in all your details. Great too for paying over a few months with no interest payments. Wish every company accepted PayPal. Reviewed on: 17th June 2026

Easy to get support and help. Thanks

5
Easy to get support and help. Clearly and legally Reviewed on: 17th June 2026

Easy to set up quickly via PayPal app

4
Easy to set up quickly via PayPal app Reviewed on: 17th June 2026

Interest free for 4 months over certain spend limits...

5
Interest free for 4 months over certain spend limits is a great bonus Reviewed on: 17th June 2026

Makes you feel confident to use your credit cards on...

5
Makes you feel confident to use your credit cards online Reviewed on: 17th June 2026

Easy and convenient to use and repay.

5
Easy and convenient to use and repay. Quick to check available balance and repayment dates. Reviewed on: 17th June 2026

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