Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145895 reviews)

View other PayPal products

4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145896)

A safe and secure way to pay

I have always found PayPal a safe and secure way to pay, it’s very helpful if you have a problem with a seller, it’s especially helpful if you want to pay over 3 or 4 months, I use PayPal for shopping on line, it’s the best way to pay Reviewed on: 17th June 2026

Great payment method

Easy to use and majority of merchants use the product Reviewed on: 17th June 2026

Easy to use and navigate the app.

Easy to use and navigate the app. 0% for 4 months is great for those more expensive items but if it's hard to remember payment dates PayPal also offer the pay in 3 so theres plenty of choice Reviewed on: 17th June 2026

Fantastic service would recommend to everyone I know

Fantastic service would recommend to everyone I know Reviewed on: 17th June 2026

Fast , reliable and safe- all the transactions are s...

Fast , reliable and safe- all the transactions are secure and easy to access. Reviewed on: 17th June 2026

Easy to apply for, easy to manager in the App, great...

Easy to apply for, easy to manager in the App, great real time information. Reviewed on: 17th June 2026

Fast service .

Fast service .Good for credit when have unexpected bills Reviewed on: 17th June 2026

Paypal always there to help

The service that PayPal gives is excellent and when you need to help family and friends in other countries transfer funds to help them is fast and efficient Reviewed on: 17th June 2026

I haven't experienced it yet but I'm getting more co...

I haven't experienced it yet but I'm getting more confident about it since it's been approved in our country Reviewed on: 17th June 2026

I find the app really useful and easy to use.

I find the app really useful and easy to use. The four months of interest free credit on the credit card is fantastic! Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77381 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub