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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I payed my bill twice by accident and they refunded...

I payed my bill twice by accident and they refunded me very quickly and were v helpful Reviewed on: 27th May 2025

It's really flexible and clear.

It's really flexible and clear. The payment options are various and detailed Reviewed on: 27th May 2025

Amazing access to safe purchases online

PayPal credit is a brilliant way to safely purchase items online as well as arranging to break down payments over 3 months Reviewed on: 27th May 2025

Value for the services rendered

Excellent customer service to resolve issues; love the consumer protection it affords me, the payment options available are very useful Reviewed on: 27th May 2025

They helped me replace a laptop interest free

They helped me replace a laptop interest free Reviewed on: 27th May 2025

PayPal Credit is an extremely simple & easy process...

PayPal Credit is an extremely simple & easy process to apply for - and use. You know within minutes if you have been accepted and what your limit is. It is available to use straight away. The 4 months interest free credit on anything over £100 has allowed me to book a holiday and pay for it in instalments. As long as you pay the while amount within the 4 months there is no addition charge. The only thing that I didn't realise was that if you set up the monthly direct debit to cover the basic payment and pay off a lump sum, it still takes the minimum payment by direct debit. Reviewed on: 27th May 2025

PayPal credit grow my credit score, which I’m most g...

PayPal credit grow my credit score, which I’m most grateful for. Reviewed on: 27th May 2025

Excellent

It was a great experience paying with PayPal credit would recommend it to my friends and family Reviewed on: 27th May 2025

Complete trist in Paypal

If I can you paypal to pay for anything I will. I trust them completely and know they have my back if I get any problems with payments or refunds. Reviewed on: 27th May 2025

Efficient and helpful.

Efficient and helpful. I like the partly in 3 and credit options, it's my go to payment service Reviewed on: 27th May 2025

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