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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146006)

Seamless transactions with no hassle.

5
Seamless transactions with no hassle. Reviewed on: 17th June 2026

Good costumer service and reliable

5
Good costumer service and reliable Reviewed on: 17th June 2026

Great, easy to use, works well with a lot of retail...

5
Great, easy to use, works well with a lot of retail chains Reviewed on: 17th June 2026

Friendly staff.

5
Friendly staff. Very satisfied. Would recommend to anyone Reviewed on: 17th June 2026

Reliable and will always recommend

5
When I was scammed, they gave me my money back withiut any hassle. I used PayPal credit to pay for our honeymoon confidently that if it gets cancelled I wont be thousands out kf pocket. Their pay in 3 is great for spreading out large purchases in case we need it. Reviewed on: 17th June 2026

Paypal is so easy to use and convenient.

5
Paypal is so easy to use and convenient. It feels very safe. Any problem i have had with traders is quickly resolved Reviewed on: 17th June 2026

Easy way of paying purchases online

5
Easy way of paying purchases online Reviewed on: 17th June 2026

Great product

5
Easy to use and they have different terms if you need it, always feel secure when ordering and paying for items through PayPal. Any problems they are easy to deal with. Reviewed on: 17th June 2026

Perfect service and easy service

5
Perfect service and easy service Reviewed on: 17th June 2026

Use of PayPal

4
Good feedback and easy to use website, enjoy the security and ease of purchasing through PayPal. Reviewed on: 17th June 2026

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