Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146059 reviews)

View other PayPal products

4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146059)

Great app and good support pages

Great app and good support pages Reviewed on: 17th June 2026

Its wonderful to have Paypal credit

Its wonderful to have Paypal credit," I used it enjoyed it" extensively Reviewed on: 17th June 2026

Will recommend to friends and family

Can’t rave enough about the app. It’s reliable and customer service is excellent. Reviewed on: 17th June 2026

Great service and easy to use and pay back.

Great service and easy to use and pay back. Reviewed on: 17th June 2026

Great service will continue to use it

Great service will continue to use it Reviewed on: 17th June 2026

10/10 never any issues and always works

10/10 never any issues and always works Reviewed on: 17th June 2026

Seven Years of Trust with PayPal

For more than seven years, PayPal has been a trusted and reliable partner for my online purchases, money transfers, and withdrawals, consistently providing a secure, convenient, and user-friendly experience. Their platform makes transactions simple and efficient, while their strong security measures give me confidence and peace of mind every time I use their services. Whether making payments, sending money, or accessing funds, I have always found PayPal to be dependable, fast, and customer-focused. Their commitment to innovation and excellent service has earned my long-term trust, making them highly deserving of recognition as a leading retail finance provider. Reviewed on: 17th June 2026

PayPal credit is very helpful for me

PayPal credit is very helpful for me Reviewed on: 17th June 2026

Communication challenges

Paypal is good but they need to improve on communication. My Pay in 3 option was removed without communication which leaves the customer unsure how to proceed. An email communication could have easily explained the situation Reviewed on: 17th June 2026

Highly recommended

I have been using Paypal Credit for a long time, and I find it very easy to use. It has been an excellent tool for managing my finances and the monthly payments are affordable and fair. The scheme offers great convenience and flexibility, making it easier to stay on top of my expenses. I highly recommend it to anyone looking for a reliable and user-friendly credit scheme. Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77524 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub