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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

What is most important, customer service, very helpful!

What is most important, customer service, very helpful! Reviewed on: 27th May 2025

Handy if running short on cash No hassle payment

Handy if running short on cash No hassle payment Reviewed on: 27th May 2025

Great service

Really useful to buy more expensive items over a short period of time. Reviewed on: 27th May 2025

Fantasticly easy to use.

Fantasticly easy to use. Wonderful short term payment options. All there with a simple tap of a button. Brilliant. Reviewed on: 27th May 2025

Using PayPal has always gave me good piece of mind,...

Using PayPal has always gave me good piece of mind, i know my money is safe and the credit PayPal offer you is excellent interest rates if none at all !! Customer service is always pleasant and helpful!! Recommended provider if you want to look after your pennies!! Reviewed on: 27th May 2025

PayPal is always very reliable and competitive

PayPal is always very reliable and competitive with rates. The instalment plans are very well explained Reviewed on: 27th May 2025

Super convenient PayPal Credit

I have been using PayPal itself for a very long time, so was excited to try out the 0% credit option which was super convenient and easy to use. Reviewed on: 27th May 2025

The app is clear and easy to follow.

The app is easy to follow, which is important for your older clients plus being efficient. It's good to get a reminder when to pay as a back-up from having it on my calendar. Reviewed on: 27th May 2025

The payment process is very easy and straight forward.

The payment process is very easy and straight forward. It also give great opportunity in paying off without interest over a reasonable period Reviewed on: 27th May 2025

Great simple service, quick and easy to use

Great simple service, quick and easy to use Reviewed on: 27th May 2025

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