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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Accessible and easy

Very easy to see and access all available payment options via Paypal, and integration across devices is well done and secure. Email comms are clear and easy to follow to keep track of things, particularly the Pay in 3 product. Reviewed on: 27th May 2025

Using PayPal Credit.

I have used PayPal credit a few times and I am impressed with the excellent service supplied. Reviewed on: 27th May 2025

Quality guaranteed

Never had any problems with paypal . Reviewed on: 27th May 2025

Straightforward

Quick ,Easy , straightforward payments etc Reviewed on: 27th May 2025

It just works when you need it to.

It just works when you need it to. Whether purchasing , using pay in 3 or having a period of interest free credit Reviewed on: 27th May 2025

very easy to use and great security features make th...

very easy to use and great security features make this a very valuable banking and payment app. It’s been my main way of paying when using ebay and most internet sites. i’ve been using paypal for over 10 years and don’t plan on changing anytime soon. Reviewed on: 27th May 2025

User friendly, secure and convenient .

PayPal is so user friendly and convenient. I always feel secure and protected when paying, the payment plan is so helpful and their customer service excellent. Highly recommend Reviewed on: 27th May 2025

Excellent service provider

Meets my needs effectively. Provides valuable service. Reviewed on: 27th May 2025

Money Management made simple

The application process is user friendly, terms are easy to understand. Money Management made simple Reviewed on: 27th May 2025

Well experience and knowledgeable customer service Team

Well experience and knowledgeable customer service Team Reviewed on: 27th May 2025

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