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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179629)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I feel secure using PayPal for any payments online.

5
I feel secure using PayPal for any payments online. It is also a great way to use it for holiday flight and hotel payment. Reviewed on: 10th July 2026

Easy and swift to use

5
Easy and swift to use both virtual card and physical card Reviewed on: 10th July 2026

Jason weedon

5
Easy to buy and pay for stuff at a later date Reviewed on: 10th July 2026

Quick response for the credit check and simple process.

4
Quick response for the credit check and simple process. Reviewed on: 10th July 2026

I have had a great service using PayPal.

5
I have had a great service using PayPal. they have been very efficient. very supportive and also accepted me for PayPal credit which was great just when I needed it Reviewed on: 10th July 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. It’s straightforward to use, the interface is clear and intuitive, and it’s always easy to see exactly what’s happening with my payments and transfers. I also appreciate how transparent the fees are and how fair the process feels overall. Whether I’m paying online or sending money to someone, it’s consistently quick, reliable, and hassle-free. I’d definitely recommend it to anyone looking for a simple and trustworthy payment service. Reviewed on: 10th July 2026

Top customer service, mobile app very easy to use

5
Top customer service, mobile app very easy to use Reviewed on: 10th July 2026

PayPal positive experience

5
PayPal is really convient and it’s available online and great while in shopping Reviewed on: 10th July 2026

Every query is dealt with has been rectified quickly...

5
Every query is dealt with has been rectified quickly and easy. Reviewed on: 10th July 2026

PayPal customer review

5
I was initially using this service for online purchases. I now use PayPal whenever I can and trust that my transactions will go through strict procedures so that I'm not hacked or scammed. Reviewed on: 10th July 2026

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