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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104560 reviews)

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4.90

Based on 104,560 reviews, last reviewed 11th May 2026

2478700% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing overall experience It enable you to build your credit score and is available to use both instore and online at may retailers as well as earning points to spend elsewhere... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

There is no money security even you dont get the... There is no money security even you dont get the item Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104560)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use, efficient, informative and speedy

Easy to use, efficient, informative and speedy Reviewed on: 11th May 2026

Four months interest free is a great option

Bought several items with four months interest free, very easy transactions Reviewed on: 11th May 2026

Efficient service and simple to use

Efficient service and simple to use Reviewed on: 11th May 2026

My go to, when spreading costs

PayPal has always been easy to use/navigate. My go to, when I want to spread the cost of purchases Reviewed on: 11th May 2026

very useful service and love the card colour

very useful service and love the card colour Reviewed on: 11th May 2026

Excellent customer service service

Very good customer service and good customer support Reviewed on: 11th May 2026

Just saying

Very little to say, only had contact with them via telephone to sort a payment the issue was resolved quickly. Although I use PayPal for payment of products for ease and security. I do find navigation of the site a little confusing. Reviewed on: 11th May 2026

Top app 10/10

Everything seems to run smoothly Reviewed on: 11th May 2026

Literally the easiest account I’ve ever dealt with

Literally the easiest account I’ve ever dealt with Reviewed on: 11th May 2026

Simply the Best

Very easy to use, easy to communicate with staff, and I really like that they automatically prioritise payment for the highest interest rate. Reviewed on: 11th May 2026

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