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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181105)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very helpful, excellent customer services and eassy...

5
Very helpful, excellent customer services and eassy to use their digital platform when you need to contact someone. Reviewed on: 14th July 2026

Efficient, great service

5
efficient, great service, customer service always available for support, easy to access Reviewed on: 14th July 2026

Paypal perfect

5
I have found paypal credit useful and straightforward to use. I love the interest free period as it helps me to budget. They give clear information to ensure you can make payments on time. Reviewed on: 14th July 2026

Very good customer service , responsive

5
Very good customer service , responsive Reviewed on: 14th July 2026

Easy and safe to use!

5
Easy and safe to use! Highly recommended to anyone ho wants to use PayPal payment Reviewed on: 14th July 2026

Straight forward and easy to use

5
Straight forward and easy to use Reviewed on: 14th July 2026

Pay Pal account

5
Feel confident using pay pal, never had any problems with it Reviewed on: 14th July 2026

The card to have!

5
Great credit card with features other cards do not offer. Amazing customer service. Recommend always. Reviewed on: 14th July 2026

I love the easiness to use my paypal credit

5
I love the easiness to use my paypal credit Reviewed on: 14th July 2026

Confident in shopping with PayPal.

5
Confident in shopping with PayPal. Reviewed on: 14th July 2026

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