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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Happy customer

Starting to see more and more websites and places where you can use paypal credit which is good. Also, they have a lot of options with no APR that you can take advantage of. Reviewed on: 6th June 2025

Using PayPal has always been easy and straightforward.

Using PayPal has always been easy and straightforward. The protection it offers and the friendly user interface always make my experience great. I’ve never had any issues with PayPal, but if I had I’m confident that any issues would be thoroughly investigated and resolved appropriately. Reviewed on: 6th June 2025

Quick, easy, painless.

Quick, easy, painless. A really good service from start to finish. Would absolutely use again. Reviewed on: 6th June 2025

Perfect service.

Perfect service. No complaints. App is user friendly and easy to navigate. Reviewed on: 6th June 2025

Great way to make paying easy and straight forward.

Great way to make paying easy and straight forward. I use it all the time. Reviewed on: 6th June 2025

Fabulous

I absolutely love PayPal, have used it for years and couldn't imagine not using it! So easy to use also Reviewed on: 6th June 2025

I use PayPal for all my online purchases.

I use PayPal for all my online purchases. Efficient, trust worthy and a really good service. Reviewed on: 6th June 2025

Greatful

Always there when required. PayPal credit has saved a lot of stress for me this last year Reviewed on: 6th June 2025

great team!

Friendly team- always very helpful and friendly. Reviewed on: 6th June 2025

Very easy sign up process.

Very easy sign up process. Everything was so clear and professional throughout. Reviewed on: 6th June 2025

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