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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to pay in 3 to spread the cost or add to your c...

Easy to pay in 3 to spread the cost or add to your credit balance. Like I can points for spending too. Reviewed on: 10th June 2026

It’s been a great experience.

It’s been a great experience. I’m using it from long time and never had any issues. Reviewed on: 10th June 2026

Easy to use, easy to understand.

Easy to use, easy to understand... Just EASY! Reviewed on: 10th June 2026

Paypal is easy to use and convenient

Paypal is easy to use and convenient Reviewed on: 10th June 2026

My experience with PayPal I can't complain is very g...

My experience with PayPal i can't complain is very good. Reviewed on: 10th June 2026

Good value , great communication

Good value , great communication Reviewed on: 10th June 2026

I have always had excellent service.

I have always had excellent service. Completely satisfied with everything. Reviewed on: 10th June 2026

When calling customer services they’re always very h...

When calling customer services they’re always very helpful and informative Reviewed on: 10th June 2026

East to use, App very good to navigate

East to use, App very good to navigate Reviewed on: 10th June 2026

Always easy to use, no issues and any queries answer...

Always easy to use, no issues and any queries answered quickly Reviewed on: 10th June 2026

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