Smart Money People Logo
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 49,867 reviews, last reviewed 1st Jun 2025
1757400% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use when offer of 0% interest is available Easy to use when offer of 0% interest is available Reviewed on: 1st June 2025
Ken L's avatar
Ken L

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (49867)

Excellent

5
Easy to use, and great customer service. Good security. Amazing on online shopping. Reviewed on: 11th May 2024
Mirela S's avatar
Mirela S

PayPal credit 1st time user

5
PayPal credit gave me the flexibility I needed to purchase the products I wanted at the time I needed them and the flexibility to pay them off in a time frame that suited me. It was the first time I had used PayPal credit it was so simple to apply and set up as I had already used PayPal but never used a credit account I was new to this product offered by PayPal but I was able to set up and use with ease. Reviewed on: 11th May 2024
Hayden Jones's avatar
Hayden Jones

Helpful when needed, good support systems in place

5
Helpful when needed, good support systems in place Reviewed on: 11th May 2024
Pete j's avatar
Pete j

Paypal credit is an amazing feature

5
Paypal credit is an amazing feature that allowed me to purchase things without paying in full immediately. Instead, I was able to lay out my payments and pay them bit by bit. Reviewed on: 11th May 2024
Jakub D's avatar
Jakub D

PayPal/PayPal Credit

5
PayPal and PayPal is incredibly straightforward and easy to use when purchasing online. It is available at most online stores. No interest on purchases over £100 is great. Support from PayPal is also very good when it's needed. Reviewed on: 11th May 2024
DeanB's avatar
DeanB

Easy to use, reliable and interest free for 4 months.

5
Easy to use, reliable and interest free for 4 months. Reviewed on: 11th May 2024
Katie B's avatar
Katie B

Good service

5
Very good service I am very happy Reviewed on: 11th May 2024
Ghulam H Sadiq 's avatar
Ghulam H Sadiq

Very easy to deal with and fantastic credit offers.

5
Very easy to deal with and fantastic credit offers. Reviewed on: 11th May 2024
Fago's avatar
Fago

Solid Credit Service

5
Solid service. Pay in 3 is a useful feature to spread the cost. Overall, very happy with my experience using Paypal Credit. Reviewed on: 11th May 2024
Jonny C's avatar
Jonny C

Pay in 3 helps spread out the cost over a longer per...

4
Pay in 3 helps spread out the cost over a longer period of time and paypal credit is also nice to have and has very good rates. Reviewed on: 11th May 2024
Presi's avatar
Presi

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill