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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
98% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Exceptional and easy to use, exciting and easy ti use

5
Exceptional and easy to use, exciting and easy ti use Reviewed on: 13th May 2024

As now PayPal has given us abit extra now as now the...

5
As now PayPal has given us abit extra now as now there is a curve card that can be used this is much better and you can use you PayPal to spend much anywhere now Reviewed on: 13th May 2024

It’s convenient allowing you to spread the cost

5
It’s convenient allowing you to spread the cost Reviewed on: 13th May 2024

The service always helps in case of problem

5
The service always helps in case of problem Reviewed on: 13th May 2024

It’s easy to use.

4
It’s easy to use. Handy too. The 0% option really helps with Cashflow and to budget for larger items. Once I worked out how to use the app I was delighted to use it. Reviewed on: 13th May 2024

I use PayPal a lot and find it helps me to spread th...

4
I use PayPal a lot and find it helps me to spread the cost, which is great. Reviewed on: 13th May 2024

Friendly staff who handle your issues easily

5
Friendly staff who handle your issues easily Reviewed on: 13th May 2024

It's always the first logo I look for when buying an...

5
It's always the first logo I look for when buying anything online now a days. It offers excellent plans. I wish they would offer 6 months interest free for items over £250 and 12 months interest free for items over £500! Reviewed on: 13th May 2024

Almost every merchant allow you to use PayPal to pay...

4
Almost every merchant allow you to use PayPal to pay for products and services. I also like the 4months no interest on purchases above £100. Customer service would also take time to speak to you and help with your query. Reviewed on: 13th May 2024

Easy to use & extremely secure.

5
PayPal is really easy to use & extremely secure. I have been using PayPal for many years & have never had a single problem whilst using it. Reviewed on: 13th May 2024

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