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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89661 reviews)

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4.90

Based on 89,661 reviews, last reviewed 29th Apr 2026

1793200% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It's so easy to use, you have nothing to lose. It's so easy to use, you have nothing to lose. It is safe and secure. Reviewed on: 29th April 2026

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89661)

Very slow on taking account payments

The only downside I have is that payments made to Paypal credit are not debited same or next day but sometimes a week later meaning having to check money is still available when the payment is taken. Reviewed on: 26th May 2025

Great Job!

Have had a good experience with PayPal. There credit and pay in 3 options are great for helping manage my money Reviewed on: 26th May 2025

I forget sometimes I have this option

I used my credit before the 3 payment options I wouldn’t have had if had use that before Reviewed on: 26th May 2025

I’ve never had a problem with PayPal credit.

I’ve never had a problem with PayPal credit. Any problems I’ve had with transactions through PayPal have been worked out quickly Reviewed on: 26th May 2025

Absolutely amazing

Absolutely amazing especially for booking holidays as you get 4 months interest free too Reviewed on: 26th May 2025

Money management

Convenient. So great with money management when using PayPal credit and pay in 3. Really does ease financial fears. Reviewed on: 26th May 2025

Easy to use, customer friendly

Easy to use on day to day basis , customer friendly . Reviewed on: 26th May 2025

Not quite a better banking alternative.. shame

Everything is upfront, however after 8 months of paying on time , missed 1st of the month and was penalised even though I paid immediately when I realised. Shame as I considered PayPal as a better alternative to traditional banking but alas they’re essentially the same. Simple error and you’re hit with an over the top penalty. Reviewed on: 26th May 2025

Good to have PayPal credit, I have been using since...

Good to have PayPal credit, I have been using since longtime. Reviewed on: 26th May 2025

So easy and hassle free to use and very well informe...

So easy and hassle free to use and very well informed,understanding to each persons needs Reviewed on: 26th May 2025

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