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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Good secure way of purchasing.

Good secure way of purchasing. Happy with my experience of using PayPal over a number of years. Reviewed on: 10th June 2026

Only one problem so far.

Only one problem so far. I was declined a payment recently with my credit card. Reviewed on: 10th June 2026

THE BEST MONEY SERVICE PROVIDER.

THE BEST MONEY SERVICE PROVIDER. THE BEST RATES AND THE EASIEST WAY TO PAY ONLINE Reviewed on: 10th June 2026

it’s easy to use and keep track of

it’s easy to use and keep track of Reviewed on: 10th June 2026

I have only used it once but all good, no complaints.

I have only used it once but all good, no complaints. email reminders for bills and all straight forward. Reviewed on: 10th June 2026

Easy to set up and a good period of interest free cr...

Easy to set up and a good period of interest free credit. Reviewed on: 10th June 2026

It’s always been a great experience with PayPal

It’s always been a great experience with PayPal Reviewed on: 10th June 2026

Highly recommend

I've been using PayPal credit for a few months and like how they have offers such as 0% interest for 4 months when you spend £100+ in a single transaction Reviewed on: 10th June 2026

Simple to use credit card, clear and helpful interfa...

Simple to use credit card, clear and helpful interface via the app. Builds my confidence in using it. Reviewed on: 10th June 2026

I've been using PayPal for several years and have al...

I've been using PayPal for several years and have always found it to be a reliable, secure, and convenient payment platform. Sending and receiving money is quick and straightforward, and the buyer protection gives me extra peace of mind when shopping online. The mobile app is easy to use, and transactions are usually processed smoothly. I also appreciate how widely accepted PayPal is by online retailers around the world. Overall, it's an excellent service that makes managing online payments simple and secure. Reviewed on: 10th June 2026

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