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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Usually Perfect

Never a bad experience, only thing is sometimes transactions dont work first time, but alot of rhe time this is a site fault rather than on paypals side Reviewed on: 10th June 2026

I’ve had PayPal for many years now and PayPal credit...

I’ve had PayPal for many years now and PayPal credit both ways are easy to use and afford Reviewed on: 10th June 2026

Everything runs smoothly with PayPal

Everything runs smoothly with PayPal Reviewed on: 10th June 2026

Always a good experience when using the PayPal app n...

Always a good experience when using the PayPal app never had any problems at all.Great service at all times and use for almost all my purchases Reviewed on: 10th June 2026

Easy and secure

Never had any problems totally secure and soo easy to use Reviewed on: 10th June 2026

Excellent service have been with paypal for years!

Excellent service have been with paypal for years! Reviewed on: 10th June 2026

Unfaultable

I have not had to deal with customer support therefore neutral to their rating. Otherwise can not fault this app/credit. Reviewed on: 10th June 2026

Reliable service

Used PayPal for years and recently upgraded to a PayPal credit card they are very reliable and you always know what’s going on with your money with regular notification regarding payments which is exactly what a busy individual like myself needs Reviewed on: 10th June 2026

A Great Experience

I have had several complaints which was addressed and resolved for me immediately i was so happy with the representative that addressed my case.The customer care was a topnotch Reviewed on: 10th June 2026

Simple credit and easy to use.

I've always found it easy to use. The interest rates and interest free periods are always clearly written and applying for the credit is so simple. The service I have received has always been first class. Reviewed on: 10th June 2026

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