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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I've been able to do things and pay for it over time...

I've been able to do things and pay for it over time , although I've not been good with money I know the limit has help me keep on track of my spending Reviewed on: 13th May 2024

Friend for life

PayPal is like my credit card but with a difference There are so many ways to pay like pay in 3 PayPal credit pay using QR so many options Reviewed on: 13th May 2024

Good app improvements and nice off of PayPal credit.

Good app improvements and nice off of PayPal credit. Reviewed on: 13th May 2024

4 months interest free

It is very convenient for me to have 4 months interest free option for purchase over 100 pound Reviewed on: 13th May 2024

Good link up with cards and apps, I use it for addit...

Good link up with cards and apps, I use it for additional online security and pay in full to avoid feeds which is easily managed via the app. This makes me feel more secure online and gives me a good overview. Reviewed on: 13th May 2024

great experience quick and easy application

great experience quick and easy application Reviewed on: 13th May 2024

Paypal has always been useful, I always know my mone...

Paypal has always been useful, I always know my money been protected Reviewed on: 13th May 2024

Paypal credit allows me to purchase items interst fr...

Paypal credit allows me to purchase items interst free over 3 to 4 months, which I wouldn't have been able to buy without the help of paypal. Reviewed on: 13th May 2024

Would highly recommend.

Would highly recommend. Very convenient and easy to use. Reviewed on: 13th May 2024

Making things easier for you.

Very smooth experience with customisable payment dates and a great facility. Reviewed on: 13th May 2024

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