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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

very user friendly service and very easy to use apps .

5
very user friendly service and very easy to use apps . Reviewed on: 13th May 2024

Excellent service

5
Easy way to transfer pay or even credit and pay in 3 offers available. Reviewed on: 13th May 2024

Safer online shopping

5
Since having PayPal credit online shopping has become a breeze. No fear of being scammed or having card number cloned. Reviewed on: 13th May 2024

PayPal Credit - Easy To Use & A Must For Everyone

5
PayPal Credit is easy to use, widely accepted, and all round great experience. Being able to pay in installments or in 4 months with 0% interest is amazing. Reviewed on: 13th May 2024

Keep up the good work

4
Prompt payment and response to queries Reviewed on: 13th May 2024

Excellent service

5
Great! Easy to use and simple to manage! Reviewed on: 13th May 2024

Offered credit for my online shopping items

5
Offered credit for my online shopping items Reviewed on: 13th May 2024

It’s nice and easy to us every purpose

5
It’s nice and easy to us every purpose Reviewed on: 13th May 2024

Convenient and Fast

5
Convenient and fast way to spread payments when shopping online. Reviewed on: 13th May 2024

Interest free purchases

4
I like the way you can buy things and get them interest free if you pay them off in like 3 or 10 payments. This means I can afford to buy the things I wouldn't normally be able to afford and maybe buy the next level up Reviewed on: 13th May 2024

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