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PayPal: PayPal Credit reviews

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4.91
Based on 89,838 reviews, last reviewed 29th Apr 2026
1801650% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is fast, easy to use, and widely accepted for... PayPal is fast, easy to use, and widely accepted for online payments. It’s reliable and makes sending and receiving money simple. Sometimes there can... Read more Reviewed on: 29th April 2026
Martin C's avatar
Martin C

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89838)

PayPal has your back.

5
PayPal has your back during the good days where you can pay back more and during the bad days when you have limited funds, they won't hound and block you off like other credit loaners. They inform and advice you every step of the way, to improve your repayment plan and your future. Reviewed on: 26th May 2025
yuki knight's avatar
yuki knight

TOP NOTCH!

5
Very efficient and reliable. Enjoy working with this platform without any worries in the back of my mind. Reviewed on: 26th May 2025
SJ's avatar
SJ

PayPal has been excellent, especially when things ha...

5
PayPal has been excellent, especially when things have gone wrong with something I’ve purchased. They’ve always been there to step in and help. Reviewed on: 26th May 2025
Ian G's avatar
Ian G

I use PayPal to buy items from online shopping eith...

5
I use PayPal to buy items from online shopping eith installments without interest which really helps me and easy to use to pay/receive or transfer money from different account Reviewed on: 26th May 2025
Nova M's avatar
Nova M

Simple and straightforward to use.

5
Simple and straightforward to use. Feel more secure using PayPal when shopping online. Reviewed on: 26th May 2025
Aaron P's avatar
Aaron P

I’ll always opt to pay by PayPal knowing that my sto...

5
I’ll always opt to pay by PayPal knowing that my stored card details are in safe hands. Reviewed on: 26th May 2025
Winfmic's avatar
Winfmic

Easy service

5
I use PayPal for sending money to friends and family abroad, as well as making payments for items. The pay in 3 is excellent value for money and helps break up larger payments at little to no extra cost.It's easy to use. Reviewed on: 26th May 2025
Emily B's avatar
Emily B

PayPal is very practical and I love to use it to buy...

5
PayPal is very practical and I love to use it to buy my goods and services and to me is a safe way to do it. Reviewed on: 26th May 2025
Geraldo P's avatar
Geraldo P

Used to be great.

4
Used to be great. Now there are other companies offering different option Reviewed on: 26th May 2025
Claire S's avatar
Claire S

Very good and consistent direct debits

5
Very good and consistent direct debits Reviewed on: 26th May 2025
Scott W's avatar
Scott W

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