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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Best Choice

Very easy and secure to use on all major purchases in-store and online Reviewed on: 10th June 2026

Easy and clear terms.

All want well, easy and clear terms. All good Reviewed on: 10th June 2026

Recomend it

Easy to use. Clear instructions. Good communication. I recommend it to everyone who wants to pay for transactions quickly. Reviewed on: 10th June 2026

Good way to Pay with 3 mouth payments

Good way to Pay with 3 mouth Payments Reviewed on: 10th June 2026

ok i d like paypal credit so that part is useful.

ok i d like paypal credit so that part is useful. Reviewed on: 10th June 2026

Excellent Service

Very easy to use and no issue since I am using paypal Reviewed on: 10th June 2026

My favourite payment method

Great way to spread the cost over 4 months interest free, I use it for absolutely everything I need and it's so convenient Reviewed on: 10th June 2026

Good communication and fair rates and lending manage...

Good communication and fair rates and lending management. Excellent discrepancy support and secure Reviewed on: 10th June 2026

Great & easy to use

Had no problem with using very easy and simple Reviewed on: 10th June 2026

Fast, Secure and Stress-Free Payments

I’ve had a really positive experience using PayPal over the years. It makes sending and receiving money quick, easy and secure, whether I’m shopping online or transferring money to friends and family. I especially like the added buyer protection and how simple the app is to use. Transactions are usually instant, and I appreciate the peace of mind knowing my banking details are kept protected. Overall, PayPal has made online payments far more convenient and reliable for me, and it’s become one of my most trusted payment methods. Reviewed on: 10th June 2026

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