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PayPal: PayPal Credit reviews

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4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

Seamless Experience But NotEnough Info

4
Seamless Credit experience. However, I find it hard to keep track of what I've paid for in the App which is a bit disempowering: a statement that shows details of where I've used credit an what for would get 5 stars from me Reviewed on: 13th May 2024
Joe S's avatar
Joe S

Easy to use, simple to pay.

5
Easy to use, simple to pay. Quick set up, simple clear instructions, simple to choose what you pay and when. Reviewed on: 13th May 2024
Kelly D's avatar
Kelly D

PayPal is simple and easy.

5
PayPal is always great as you get 4 months to pay, anything over £100 for 4 months. Simple to pay as and when you like. Also very clear when the credit is due to be fully paid off. Reviewed on: 13th May 2024
Steven C's avatar
Steven C

Very easy to set up and manage payments and telephon...

5
Very easy to set up and manage payments and telephone assistance is good in case of queries. Reviewed on: 13th May 2024
Heather Phillips's avatar
Heather Phillips

quick and easy to use PayPal

5
quick and easy to use PayPal, great rates and flexibility Reviewed on: 13th May 2024
Emma S's avatar
Emma S

Really easy.

5
Very simple no hassle process that really helped when I needed it. Reviewed on: 13th May 2024
Melanie S's avatar
Melanie S

Very convenient and at your fingertips

5
Very convenient and at your fingertips Reviewed on: 13th May 2024
Michel Osinnowo's avatar
Michel Osinnowo

Easy to use with great interest free options

5
Im constantly using paypal to pay for large purchases, the 4 month interest free option is perfect for my needs and its great only needing one credit check to purchase from multiple stores. Reviewed on: 13th May 2024
Mark h's avatar
Mark h

It is hard to get refund using PayPal credit.

5
It is hard to get refund using PayPal credit. The process is different from other credit providers and can also damage your credit report. If you use it wisely and understand the risk it is still value for money. Reviewed on: 13th May 2024
Nabs's avatar
Nabs

Great for credit, would recommend to everyone

5
Great for credit, would recommend to everyone Reviewed on: 13th May 2024
Laura b's avatar
Laura b

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