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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 89,933 reviews, last reviewed 29th Apr 2026
1806150% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Faster, easier payments. Faster, easier payments. Easy to choose the credit option. One click login. Reviewed on: 29th April 2026
NS's avatar
NS

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89933)

PayPal is really fantastic.

5
PayPal is really fantastic. Pay in 3 option is very helpful for everyone in this situation. Also pay in four months without interest option also a great option. Reviewed on: 26th May 2025
Sandeep's avatar
Sandeep

LOVE PAYPAL

5
Pay pal credit is so helpful I have used it many times for gifting and on times of need Reviewed on: 26th May 2025
Tyler g's avatar
Tyler g

Good service with great customer care

5
Good service with great customer care Reviewed on: 26th May 2025
John P's avatar
John P

Very easy and safe.

5
Very easy, safe way to pay for online goods, also make credit available. Reviewed on: 26th May 2025
Duncan W's avatar
Duncan W

Very happy with PayPal credit option

5
Very happy with PayPal credit option Reviewed on: 26th May 2025
Laura M's avatar
Laura M

Never had any issues.

5
Never had any issues. Very simple and easy to use. They set up automatic payments so you don't have to think about paying your credit account on time. PayPal offered as the payment method for many different merchants Reviewed on: 26th May 2025
Rebecca R's avatar
Rebecca R

Paypal provides a secure way of purchasing online.

5
Paypal provides a secure way of purchasing online. If there is ever any issues, then paypal have provided a solution straight away. Reviewed on: 26th May 2025
Ian C's avatar
Ian C

The best

5
PayPal is much cheaper than any other credit and the app shows all the dates of payments and when it’s due. Reviewed on: 26th May 2025
Beckie p's avatar
Beckie p

Could be more user friendly and be easier to navigat...

4
Could be more user friendly and be easier to navigate otherwise very good Reviewed on: 26th May 2025
Michael R's avatar
Michael R

Never had any issues.

5
Never had any issues. Always a fast friendly service. Good for paying for items online, your purchase seems that bit securier Reviewed on: 26th May 2025
Carrie Barbour's avatar
Carrie Barbour

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