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PayPal: PayPal Credit reviews

4.91
Based on 90,013 reviews, last reviewed 29th Apr 2026
1809800% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Services Very convenient to use offers a reasonable repayment period before interest, excellent Reviewed on: 29th April 2026
Marshall C's avatar
Marshall C

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90013)

When you want or need something pronto

5
Well if you see something that you like and you're a little short at the time but know you got money coming soon . PayPal credit is perfect for those days . repayments are very fair , although I prefer to pay more than the required amount. I’ve been using PayPal credit for a few years now. Never had a problem. Reviewed on: 26th May 2025

Was very easy to use and apply for.

5
Was very easy to use and apply for. All information was provided concisely and easy to understand. Reviewed on: 26th May 2025

Paypal credit has helped me out so much at time's wh...

5
Paypal credit has helped me out so much at time's when I've not been able to pay the amount outright, having 0% interest for 4 months also has been a godsend at times Reviewed on: 26th May 2025

Very helpful.

5
Very helpful and safe to use. I been using PayPal for very long time and I trust it. Reviewed on: 26th May 2025

Smart, quick and great for those on living wage

5
Smart, quick and great for those on living wage Reviewed on: 26th May 2025

Always helpful.

5
I've never had any issues with PayPal. Customer service has always been good x Reviewed on: 26th May 2025

Always a reliable source to use, you know your money...

5
Always a reliable source to use, you know your money is safe. Reviewed on: 26th May 2025

It’s a great payment platform and digital wallet,

5
It’s a great payment platform and digital wallet, secure, and continues to be so. Reviewed on: 26th May 2025

Nice people., good communication

5
Nice people. Very helpful. Good communication Reviewed on: 26th May 2025

Amazing app x great when you have little funds.

5
Amazing app x great when you have little funds. Reviewed on: 26th May 2025

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