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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145632 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145632)

I love PayPal!

I love PayPal! So easy to use and excellent service!! Reviewed on: 6th May 2026

I find it easy to use and u get 4 months interest fr...

I find it easy to use and u get 4 months interest free credit which is good and it’s all done via the app stress free no fees Reviewed on: 6th May 2026

excellent customer service did not have to wait long...

excellent customer service did not have to wait long to speak to a member of staff who gave me the answer to my query Reviewed on: 6th May 2026

Stress-free payments

I use PayPal for almost every purchase I make online, and it’s honestly become my go-to payment method. It’s quick, secure, and saves me from having to enter my card details over and over again. I really appreciate the buyer protection too—it gives me peace of mind, especially when I’m shopping from new or unfamiliar websites. The app is easy to use, and transactions are always smooth. Sending and receiving money is just as simple, which makes it really convenient for everyday use. Overall, PayPal makes online payments stress-free, and I wouldn’t shop without it now. Reviewed on: 6th May 2026

PayPal my best pal

PayPal have always been there for me customer service is second to none Reviewed on: 6th May 2026

Super easy to use , 0% interest payment for higher p...

Super easy to use , 0% interest payment for higher purchase for 3 to 4 months is the best one for me. Reviewed on: 6th May 2026

I like the variety of options available to pay for g...

I like the variety of options available to pay for goods through PayPal . interest free credit for 3 months … pay later options . Reviewed on: 6th May 2026

It's so simple and easy to use.

ITs so simple and easy to use. Paypal is my trusted supplier so it makes sense anyway Reviewed on: 6th May 2026

Best out there

One of the easiest to apply and to manage your payments .Quick access to your account and easy to understand and navigate on the PayPal app Reviewed on: 6th May 2026

Always helpful and resolve issue promptly.

Always helpful and resolve issue promptly. Thank you Reviewed on: 6th May 2026

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