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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use.

Easy to use. Clear and simple format. Widely available. Credit and pay in 3 options are great too. Reviewed on: 10th June 2026

Great absolutely no notes, having a great time with it.

Great absolutely no notes, having a great time with it. Reviewed on: 10th June 2026

Clear instructions - Easy use, Fast service.

Clear instructions - Easy use, Fast service. professional Manner. Thank you. Reviewed on: 10th June 2026

Quick brilliant service always my goto payment platf...

Quick brilliant service always my goto payment platform makes me feel confident in secure payments recommendation Reviewed on: 10th June 2026

Easy Peasy

So easy to use and set up direct debits to pay. One of the easiest forms of payment it’s so versatile. Reviewed on: 10th June 2026

Service buyers

Very good service , easy used app Reviewed on: 10th June 2026

Use it often for practical budgeting

Use it often for practical budgeting Reviewed on: 10th June 2026

Always good when I’ve had any discussions with custo...

Always good when I’ve had any discussions with customer care Reviewed on: 10th June 2026

Wasn’t use and protected!

Wasn’t use and protected! Flexible ways to pay and easy to check balance Reviewed on: 10th June 2026

PayPal is very customer centric

PayPal is very customer centric, I’ve always had great experiences with their team. I feel valued as their customer in each of my interactions with the PayPal team and it is evident in their focus and suggestions to me that they have my best interest at heart. I always recommend them to family and friends as they’re a financial institution with a heart! They also now have a good range of products, plus a reward programme as a bonus feature! Reviewed on: 10th June 2026

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