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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,059 reviews, last reviewed 30th Apr 2026
1811850% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent, very good service and easy to use Excellent, very good service and easy to use Reviewed on: 30th April 2026
Yasin Sharif 's avatar
Yasin Sharif

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90059)

PayPal review

5
I have used PayPal for over 10 years and have total faith and confidence in the service provided. The variety of options for payment methods makes it confident and viable when making purchases. Reviewed on: 26th May 2025
LKD's avatar
LKD

Very decent credit option

4
I do recommend PayPal credit. Although I do not have a physical card, PayPal is accepted almost everywhere online and is seamlessly integrated into my register PayPal account. You also get the chance to pay purchases off with a few months interest free. Reviewed on: 26th May 2025
Sian N's avatar
Sian N

Easy and useful

4
I have used PayPal credit for multiple payments over the last few years as it has helped me avoid paying in one lump sum. In each case, paying in installments over several months has been easy and the ability to get three months interest-free is great. Reviewed on: 26th May 2025
SCah's avatar
SCah

Great service.

5
Great service. Always had PayPal credit when required. Effortless Reviewed on: 26th May 2025
Alan P's avatar
Alan P

Used to pay in bits.

5
Used to pay in bits. Ideal! I found it an ideal why to purchase something large. Reviewed on: 26th May 2025
Chris Bird's avatar
Chris Bird

Great credit company and app

5
I have been with PayPal credit for a number of years. I’ve never had any problems at all. App is great and it’s amazing how many online sites accept PayPal credit, meaning you can pay monthly Reviewed on: 26th May 2025
Steve 's avatar
Steve

Paypal credit is great!

5
PayPal credit is easy to use, paying your credit bill is easy too on the app. I find the pay in 3 very handy when you are a bit short of cash sometimes. Reviewed on: 26th May 2025
Andrea C's avatar
Andrea C

Excellent Experience

5
ve been using PayPal for a while now and it’s always been reliable, secure, and easy to use. Whether I’m sending money, shopping online, or receiving payments, the process is smooth and straightforward. I also appreciate the added security features and buyer protection – it gives me peace of mind. Highly recommend to anyone looking for a trusted payment platform Reviewed on: 26th May 2025
Adnaan U's avatar
Adnaan U

Pay pal is a very convenient way to pay you have qui...

5
Pay pal is a very convenient way to pay you have quite a few options to pay with pay pal credit you can spread your payments over three payments which is good and any thing over £99 is spread over four months which is excellent Reviewed on: 26th May 2025
Mark 's avatar
Mark

Paypal is safe secure and efficient.

5
Paypal is safe secure and efficient. It is widely accepted and prorects against fraud Reviewed on: 26th May 2025
George Stonehouse's avatar
George Stonehouse

Review PayPal: PayPal Credit now

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