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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal credit can be used in multiple places :) easy...

PayPal credit can be used in multiple places :) easy to use and flexible ways to pay :) Reviewed on: 13th May 2024

PayPal are simple the Best !

I use PayPal since 2012 and I am very satisfied firstly I am safe peace of mind and I can open claim within 360 days if any problems. Also using the PayPal credit account very happy with the services really recommend PayPal ! Reviewed on: 13th May 2024

PayPal Credit .

I’ve had no problems with my PayPal account apart from the start of use. I’ve tried several times to make use of my account, and have abandoned it because of the one time code doesn’t reach my phone number anymore. Reviewed on: 13th May 2024

Handy service as long as you have no problems

A handy service that can offer some good flexibility options when looking to pay for something both over a longer period and interest free. The criteria for this is pretty straightforward, and there's options to pay off early if you can do so. The only issue is if you have a problem or specific question to ask, the tactic used is one becoming more & more common, with services is trying to fob you off to FAQs, community forums & chatbots. It's difficult trying to reach a human being, and Paypal is no exception to this. This is one thing as customers we should not be accepting. Reviewed on: 13th May 2024

Excellent

Easy to use .. quick and helpful .. see exactly how much and when payment due .. love email notification in plenty of time of upcoming payment . can pay off extra ..,all done from home .., Reviewed on: 13th May 2024

Best in the Business !!! Easy & convenient

Always, I am grateful & thankful to PayPal & PayPal credit, as they are the only ones who provided me with credit for the first time which helped me to build a healthy credit history. Really easy to use & no hassle of keeping a physical card. Also provide best 0% interest repayment plans as well. Definitely recommends PayPal to everyone who's looking for a fast & convenient way for credit usage and also they got the best merchant tie-ups. Thanks again PayPal & PayPal credits. Reviewed on: 13th May 2024

Secure and convenient payments online.

Convenient for making payments online. Love that I can choose to pay in 3, or pay after 4 months in some cases giving me flexibility. However, payments don't update until after several days which can be confusing. Reviewed on: 13th May 2024

Easy to use smooth transactions - very user friendly...

Easy to use smooth transactions - very user friendly easy to follow Reviewed on: 13th May 2024

A Great service.

Easy to setup, use and provides the information clearly. Reviewed on: 13th May 2024

Overall outstanding

Using the app for payments is simplistic. The statements are easy to read.i rang customer services regarding g a query and the service received was outstanding, very helpful and really friendly. Reviewed on: 13th May 2024

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