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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

First class service with great payment options, alon...

First class service with great payment options, along with 0% apr on purchases. Ideal for tracking deliveries and a secure app for faster payments. Reviewed on: 10th June 2026

The best

Is so easy to use, really brilliant company Reviewed on: 10th June 2026

I just love PayPal credit and the fact paypal is see...

I just love PayPal credit and the fact paypal is seemingly the best at integrating pretty much anymore. I haven't seen a smoother process yet and PayPal remains my go to. Reviewed on: 10th June 2026

Great company no problem so far

Great had no problem with all the years ive been with them Reviewed on: 10th June 2026

Excellent customer service and easy to use app.

Excellent customer service and easy to use app. Reviewed on: 10th June 2026

Its really quick and convenient.

Its really quick and convenient. It can be used against bigger purchases and takes the pressure off. Reviewed on: 10th June 2026

The ultimate middle-man for that peace of mind!

The ultimate “middle man” for that peace of mind! When in doubt, PayPal it! Reviewed on: 10th June 2026

Can’t fault paypal, very good.

Can’t fault paypal, very good. Helps with spreading the cost of many things. Reviewed on: 10th June 2026

I always pay through paypal as i feel safer when mak...

I always pay through paypal as i feel safer when making purchases Reviewed on: 10th June 2026

Excellentpersonal Customerservice.

Easy to use for receiving and paying.Most outstanding is to speak easily with knowledgeable human beings. Reviewed on: 10th June 2026

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