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PayPal: PayPal Credit reviews

4.91
Based on 90,098 reviews, last reviewed 30th Apr 2026
1813700% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a bad experience with paypal Never had a bad experience with paypal Reviewed on: 30th April 2026
haydn r's avatar
haydn r

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90098)

It's very easy to use, easy to setup

5
It's very easy to use, easy to setup Reviewed on: 26th May 2025

Always good experience with PayPal

5
Always good experience with PayPal Reviewed on: 26th May 2025

PayPal Credit is great, especially for making purcha...

5
PayPal Credit is great, especially for making purchases with 4 months of interest-free financing. It’s a convenient option for managing expenses without paying extra interest. Reviewed on: 26th May 2025

Feel safe and secure with payments

5
Feel safe and secure with payments and recently secured a refund of faulty goods. Excellent peace of mind. Reviewed on: 26th May 2025

Paypal is fantastic

4
Paypal is fantastic but need to have a better system for credit customers, not enough clarity or transparency on payment breakdown and costs for each cost on their, apart from that I've never or don't think I will have any issues with them. Reviewed on: 26th May 2025

All good you never have to worry about item when you...

5
All good you never have to worry about item when you pay with paupal Reviewed on: 26th May 2025

reliable and affordable, it helps me when i do my sh...

5
reliable and affordable, it helps me when i do my shopping Reviewed on: 26th May 2025

Best secured way of payment

5
Excellent service, any inconvenience PayPal is always there for to get help. Any online purchase I will always recommend PayPal as it will give you the maximum security for payment. Reviewed on: 26th May 2025

It’s always great using Paypal

5
It’s always great using PayPal, I would love to recommend PayPal to others. Reviewed on: 26th May 2025

Fine, but long to work around and sometimes it’s not...

3
Fine, but long to work around and sometimes it’s not the interface that I find helpful Reviewed on: 26th May 2025

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