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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

never had a problem, always customer service was fai...

never had a problem, always customer service was fair for my transaction Reviewed on: 13th May 2024

Very easy to use and works with various payment methods

Very easy to use and I love how flexible th payment methods are Reviewed on: 13th May 2024

I’m happy with this and all the time.

I’m happy with this and all the time. I have a easy purchase and move money to my friend or relatives. Reviewed on: 13th May 2024

PayPal credit

Got a bonus for using it to start with, and have carried on using it. Can't see any draw back Reviewed on: 13th May 2024

A great service with excellent offers for budgeting

A great service with excellent offers for budgeting Reviewed on: 13th May 2024

It has been very good experience very helpful Custom...

It has been very good experience very helpful Customer service Reviewed on: 13th May 2024

PayPal keep us safe

PayPal keep us safe when shopping on line, flexible payment options with clear terms and conditions all manageable on a user friendly app Reviewed on: 13th May 2024

Great product helping me get those big purchases and...

Great product helping me get those big purchases and able to spread costs to my liking. So easy to use no messing about on lengthy calls decisions in an instant when speed and time are everything now. Reviewed on: 13th May 2024

I’ve been using PayPal for years.

I’ve been using PayPal for years. it’s a great secure way to pay for things. The 4 months interest free plan makes life easy and gives you that wee bit extra time to pay for a larger purchase without incurring any charges. Reviewed on: 13th May 2024

Paypal credit has given me more financial freedom, h...

Paypal credit has given me more financial freedom, helped with small payments like groceries or travel and has an amazing agreement with their 4 months zero interest. I'm very happy with the service and would highly reccomend Reviewed on: 13th May 2024

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