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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,115 reviews, last reviewed 30th Apr 2026
1814500% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal works well for me and the app is great. PayPal works well for me and the app is great. Reviewed on: 30th April 2026
Udoka O's avatar
Udoka O

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90115)

Excellent trust service

4
Easy to use and money back guaranteed Reviewed on: 26th May 2025
Rukky 's avatar
Rukky

Makes larger purchases more manageable

5
PayPal Credit has been really easy to use and keep track of the spending. I especially appreciate the PayPal pay in 4 months - it has made making larger purchases much easier. Where possible it is my preferred way to pay! Reviewed on: 26th May 2025
I R's avatar
I R

Fast efficient way to pay for goods from different r...

5
Fast efficient way to pay for goods from different retailers. Reviewed on: 26th May 2025
Keith N's avatar
Keith N

Equipment failure

5
I had a piece of equipment fail on me and was able to get a replacement quickly with the help of pay pal credit as fund was low at the time. Reviewed on: 26th May 2025
Nicholas 's avatar
Nicholas

Okay, does what you would expect.

5
Okay, does what you would expect. Reviewed on: 26th May 2025
Steven H's avatar
Steven H

Easy to use, great service, would recommend

5
Easy to use, great service, would recommend Reviewed on: 26th May 2025
Mark P's avatar
Mark P

After experiencing a problem with purchasing a fault...

5
After experiencing a problem with purchasing a faulty item it was very easy to get a refund. Highly recommended service. Reviewed on: 26th May 2025
Tomasz R's avatar
Tomasz R

Very easy to set up and I love the communication.

5
Very easy to set up and I love the communication between PAYPAL Credit and myself as it helps me keep on to of finances. Reviewed on: 26th May 2025
Stenchblossom's avatar
Stenchblossom

I use PayPal for everything

5
I use PayPal for everything,shopping,bills, transfers etc. A while ago I was victim of fraud and PayPal helped me alot and I got all the money back Reviewed on: 26th May 2025
LUIS P's avatar
LUIS P

Best financial App

5
Easy to use, great customer service, does what it needs to and more, Great all round and you can literally do everything. Reviewed on: 26th May 2025
Paul 's avatar
Paul

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