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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

good and easy to use.

good and easy to use. . all i want is it would be great if paypal increase my limit Reviewed on: 10th June 2026

Peace of mind .

I always like to use my PayPal credit online. It gives me peace of mind. The app is very easy to use as well Reviewed on: 10th June 2026

My Paypal

Always easy to use and provides excellent options and service Reviewed on: 10th June 2026

Easy to use convenient & safe mode of payment

Easy to use convenient & safe mode of payment Reviewed on: 10th June 2026

Good communication to understand all the terms.

Good communication to understand all the terms. Reviewed on: 10th June 2026

Misleading when watching to pay off money to account...

Misleading when watching to pay off money to account then whe it would become available. Reviewed on: 10th June 2026

Great functionality, service and covers what I need

Great functionality, service and covers what I need Reviewed on: 10th June 2026

Always good, easy, fair, excellent

Always good, easy, fair, excellent Reviewed on: 10th June 2026

Paypal, what would i do without you

Have been using paypal for a while, what an astounding service. It’s awesome highly recommend it. Reviewed on: 10th June 2026

Easy navigation and use, good to raise disputes

Easy navigation and use, good to raise disputes Reviewed on: 10th June 2026

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