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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86528 reviews)

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4.90

Based on 86,528 reviews, last reviewed 26th Apr 2026

1648200% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use Not bad, very easy to use. Options of 4 month credit and pay in 3 plan Reviewed on: 26th April 2026

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86528)

PayPal is very handy to spread payments and is good...

PayPal is very handy to spread payments and is good value Reviewed on: 26th May 2025

PayPal - The Obvious Choice

I use PayPal Credit frequently and find it an excellent way to make purchases. I have scored everything as ‘excellent’ except Customer Service. I’ve absolutely no doubt of course that this is would be excellent too. However, I’ve experienced no problems or had any reason to contact them with my many transactions. So, in the interests of a honest review I’ve had to mark this as ‘neutral.’ Please forgive me. Reviewed on: 26th May 2025

Very good.

Very good. Allowed for quick finance for a recent purchase. Can pay off in 3 payments with no interest to pay. Reviewed on: 26th May 2025

No hassle buying

No hassle buying and paying great online access to keep track of balance Reviewed on: 26th May 2025

Very straightforward service, flexible and compatibl...

Very straightforward service, flexible and compatible with many services Reviewed on: 26th May 2025

Had to Break Up and Make Up for a Better Credit Limit!

Everything works properly, with one small inconvenience. The credit limit is not increased or adjusted over time. I was forced to close the credit account and reopen it a month later in order to receive a higher limit. Reviewed on: 26th May 2025

It has been great with paypal it has helped me to bu...

It has been great with paypal it has helped me to buy things throughcredit Reviewed on: 26th May 2025

I've been using PayPal for years and never had any i...

I've been using PayPal for years and never had any issues. Reviewed on: 26th May 2025

Credit limit s are not reviewed enough i have same l...

Credit limit s are not reviewed enough i have same limit since opening , no where to apply to increase. Reviewed on: 26th May 2025

Easy to use while protecting your finances!

Easy to use while knowing it's protecting your financial data. When I had a query, they sorted it out very quickly. Reviewed on: 26th May 2025

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