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PayPal: PayPal Credit reviews

4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181155)

Using PayPal has genuinely made my online shopping s...

5
Using PayPal has genuinely made my online shopping so much easier. I love how quickly I can check out without typing in all my card details every time. The buyer protection also gives me real peace of mind — especially when I’m ordering from new sellers. It’s fast, secure, and reliable, and it’s become my go‑to way to pay online. Reviewed on: 10th June 2026

I feel my transactions are as secure as they can be,...

5
I feel my transactions are as secure as they can be,by using Paypal. All three incarnations of the service have proved very useful for me. It's important to have the reassurance of Pay Pal in your corner at all times! Reviewed on: 10th June 2026

Easy , clear and helpful.

5
Easy , clear and helpful. Anyone can sort out can account with PayPay - accepted everywhere, easy to sue and always clear what credit one is using. Helps ease cashflow. Reviewed on: 10th June 2026

Paypal Credit - the best credit to have!

5
Paypal Credit is so easy to use and setup. Especially now with the ability to have a card making it possible to use your Paypal credit in more places than ever! Reviewed on: 10th June 2026

customers care

5
Attractive to customers needs. Ensure that we keep safe. When scam is increasing PayPal care for there customers Reviewed on: 10th June 2026

Great customer experience and very user friendly site.

5
Great customer experience and very user friendly site. Did what I needed to do with no issues. Reviewed on: 10th June 2026

No problems.

4
No problems. Very happy with the service. Reviewed on: 10th June 2026

I have been using PayPal for years and not a problem...

5
I have been using PayPal for years and not a problem encountered Reviewed on: 10th June 2026

in case of paying credit its little slow

5
in case of paying credit its little slow Reviewed on: 10th June 2026

Great facility and very handy to have if needed for...

5
Great facility and very handy to have if needed for emergencies. Reviewed on: 10th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review