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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49300 reviews)

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4.91

Based on 49,300 reviews, last reviewed 30th May 2025

1704000% increase in 5 star reviews

in the past 90 days

1267% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love PayPal for its convenience. I love PayPal for its convenience. I have used it to pay for loads of products. I especially like the pay in 3 option. Reviewed on: 30th May 2025

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (49300)

Great product, great service

Paypal credit is great. Easy to use and track your account. Reviewed on: 1st August 2022

So convenient !!

Very happy with the 0% for 4 month offer for every purchase over £100. Has helped us buy stuff for our new house with enough time to pay it all back in 4 months without any interest charge. Reviewed on: 1st August 2022

Paypal credit review

I have always found paypal credit an absolutely easy option to use and the approval process is quite prompt. There is also an added sense of security that if anything goes wrong, your money is protected. Reviewed on: 1st August 2022

Credit card

I have very good experience, with my credit card. Reviewed on: 1st August 2022

Amazing, Easy to use

PayPal credit is easy to use. It gives you a clear breakdown of how much credit you have left and the amount you need to pay off. One thing I love about PayPal credit is that it breaks down the amount you have left to pay off for each shop. With the ability to set up a direct debt and frequent reminders it's nearly impossible to forget repayments. Reviewed on: 1st August 2022

Convenient

I have been using Paypal Credit for a while now, and have a only positive feedback. It's very convenient, easy and straightforward. Reviewed on: 1st August 2022

The best

Great customer service, always use paypal credit Reviewed on: 31st July 2022

Quick & Easy

PayPal credit is so quick and easy to use and great that you can spread the cost of things especially in these hard times well done PayPal Reviewed on: 31st July 2022

Hassle free provider

I find Paypal credit, easy and hassle-free for those times when I you need to use credit for larger purchases. Reviewed on: 31st July 2022

Great to Have

Great to have as a back up and the 3 month interest free is ideal for the more expensive items. Reviewed on: 31st July 2022

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