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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal is useful and available across many different...

PayPal is useful and available across many different retailers. The pay in 3 options has allowed a more comfortable mindset when making purchases. Reviewed on: 10th June 2026

Very good, no problems, everything great!

Very good, no problems, everything great! Happy to use Reviewed on: 10th June 2026

A great fast and trusted service i can rely on and m...

A great fast and trusted service i can rely on and manage in my own way. Reviewed on: 10th June 2026

Even after years and years, PayPal still the best.

Even after years and years, PayPal still the best. Reviewed on: 10th June 2026

It’s a really great thing happened to me and surpris...

It’s a really great thing happened to me and surprised me with the offer Reviewed on: 10th June 2026

A life line for emergencies great

A life line for emergencies great Reviewed on: 10th June 2026

Paypal is one of the best mode of making your life e...

Paypal is one of the best mode of making your life easier with the low interest rate Reviewed on: 10th June 2026

I needed to send an urgent payment to a family membe...

I needed to send an urgent payment to a family member overseas. The process was straightforward—the interface clearly showed the fees and exchange rate upfront, and the money arrived within minutes. I felt confident using the service because of the transparent tracking and security confirmations. The transaction completed without any issues. Reviewed on: 10th June 2026

Secure payment method

Easy to use secure method of organising payments Reviewed on: 10th June 2026

Useful & Flexible

Very useful and flexible, however I do not understand tyhst the option to pay in 3 isn't available anymore despite being present at checkout? Reviewed on: 10th June 2026

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