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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Fantastic in simple terms.

Fantastic in simple terms. Very happy with PayPal credit so far. Reviewed on: 12th May 2024

PayPal credit has made large purchases very easy esp...

PayPal credit has made large purchases very easy especially with the interest free over £100. Repayment amounts are manageable and customisable to fit my budget. App is user friendly and easy to navigate. Reviewed on: 12th May 2024

High APR if you end up paying interest

Paypal credit is amazing and customer services outstanding. The problem is APR, the amount you give back after burrow if you end up paying APR. Could be a lot less. Other than that 10/10 but because of the high APR i am generous with 8/10. Reviewed on: 12th May 2024

Provides good value on large purchases.

Provides good value on large purchases. Reviewed on: 12th May 2024

Top Top Top

Professional service provided by professionals peoples. Thanks again for your support Reviewed on: 12th May 2024

Paypal is a Convenient way to have hassle free stres...

Paypal is a Convenient way to have hassle free stress free shopping Reviewed on: 12th May 2024

There when need

I have used PayPal for a long time now, when ever there has been a problem PayPal customer services have been fantastic. I couldn't praise them anymore highly Reviewed on: 12th May 2024

Great service

Such an easy secure way to pay. Great service, refunds and returns simple. Reviewed on: 12th May 2024

Great Customer Support

Whenever I need to call customer service I receive excellent service. Always helpful. Reviewed on: 12th May 2024

I love PayPal as you know you are in safe hands

I love PayPal as you don't have to worry because your account is very safe, great that you have the option of pay in 3 also, makes life easier Reviewed on: 12th May 2024

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