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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,374 reviews, last reviewed 26th Apr 2026
1640950% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and convenient. Easy to use and convenient. I paid my shopping cart each time with PayPal credit. Reviewed on: 26th April 2026
Wing Keung Law's avatar
Wing Keung Law

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86374)

0% interest is super

5
Pay in 3 at 0% interest and Pay over 4 months at 0% interest is very good. Reviewed on: 26th May 2025
Alastair's avatar
Alastair

Using paypal credit pretty much on daily basis so ca...

5
Using paypal credit pretty much on daily basis so can say its easy, reliable and worth it. Reviewed on: 26th May 2025
Damo's avatar
Damo

PayPal is so easy to use with generous and flexible...

5
PayPal is so easy to use with generous and flexible payment options. An easy to use way to purchase and manage your account via the PayPal app. Reviewed on: 26th May 2025
Mark P's avatar
Mark P

Easy to use and manage

5
Easy to use and manage. Hassle free credit. Reviewed on: 26th May 2025
Jane B's avatar
Jane B

Can’t fault the system works very well

5
Can’t fault the system works very wel Reviewed on: 26th May 2025
Joe 's avatar
Joe

It’s easy to use and has quick transferes

5
It’s easy to use and has quick transferes Reviewed on: 26th May 2025
Karla D's avatar
Karla D

Easy 3 step payments.

5
Easy 3 step payments. Good for budgeting for those more expensive items. Process is straightforward. Updates with notification of payments due. Reviewed on: 26th May 2025
Jayne 's avatar
Jayne

Really a great.

5
I have only ever had excellent service and professionalism any time i have had to contact their customer service. Their response time is super fast and they really do try to to fix your issues within a call. You can use PayPal to pay for most things on the web with ease and the choice is yours to pay right away; over 3 months; on full credit or on interest free credit. Reviewed on: 26th May 2025
NTW's avatar
NTW

Easy to use, nice user interface too

5
Easy to use, nice user interface too Reviewed on: 26th May 2025
Deniz 's avatar
Deniz

Great credit

5
Great credit card to be fair easy to use Reviewed on: 26th May 2025
David M's avatar
David M

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