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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50184 reviews)

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4.91

Based on 50,184 reviews, last reviewed 2nd Jun 2025

1786200% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best banking! Best banking. easy to use and very accessible as I can connect my other accounts Reviewed on: 2nd June 2025

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50184)

Fast sign up, easy to understand the terms, and used on a majority of websites

I signed up for Paypal Credit for a little help in purchasing things over a long term plan or a short term pay in installments due to recieving disability benefits (which, unfortunately, don't cover just enough) and it's been wonderful being able to have a way to help pay for things that make life easier without having to worry about interest straight away or just the fact that you can't buy what helps because you just can't afford it. I recommend Paypal Credit highly. A lot better than another credit card company I won't name but was horrendous for how they handled switching their credit to another company's. Reviewed on: 4th August 2023

Always trustfull

Mosy secure way of payment,protect your money Reviewed on: 3rd August 2023

Excellent on going interest free payments.

I found that being able to spread payments over 4months on £100 spend (NTEREST FREE!), absolutely amazing and extremely helpful in the current climate. I just wish that all retailers would accept PayPal, most do, but there are many major players that don't! The most notable being amazon. Overall though I would wholeheartedly recommend PayPal especially for it's ease of use and convenience. Reviewed on: 3rd August 2023

PayPal is your pal

I vote PayPal as one of the best ways to pay for things it's really helped me also the pay in three no interest if you settle up within a certain time a lifesaver thankyou paypal Reviewed on: 2nd August 2023

Comprehensive credit and online payment solution

Gives you granular control over online purchases, with flexible credit and pay-over-time offers. Reviewed on: 2nd August 2023

Excellent Customer Service

Have dealt with PayPal for some time and they are quick to resolve issues and have excellent customer service. Reviewed on: 2nd August 2023

Quick and easy

No bells and whistles like a traditional credit card company, works perfectly for online transactions. Can be trusted highly! Reviewed on: 2nd August 2023

Great and no complications

It's easily accessible and secured Reviewed on: 2nd August 2023

Great clear product

Easy to set up, use and manage. Straight forward and clear Reviewed on: 1st August 2023

Good credit option for small purchases

I have been using PayPal for purchasing small items with credit available. Over the year I made multiple purchases over 100£ and have been able to split the payments for these over 4 consecutive months which was very helpful with budgeting. They have increased my credit limit after some time which also ended up to be helpful. Paypal also offers occasional offers and benefits like extra cash for making first payment in the Google store. Overall, PayPal is a very useful credit and payment instrument and recommend it to anyone in the UK. Reviewed on: 1st August 2023

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