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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Don’t understand customer service when ringing

Don’t understand customer service when ringing Reviewed on: 12th May 2024

My only complaint would be there sometimes seems to...

My only complaint would be there sometimes seems to be a delay in payments being reflected in balance Reviewed on: 12th May 2024

NO COMPLAINTS AT ALL

NEVER had a single complaint or niggle. Brilliant Reviewed on: 12th May 2024

Simple and Protected

Very good and Efficient. Money feels protected and safe. Money easy to manage Reviewed on: 12th May 2024

It's easy to use!

It's easy to use! A good straightforward UI as well Reviewed on: 12th May 2024

Using PayPal makes online purchases so much easier,...

Using PayPal makes online purchases so much easier, more often than not it's a one-click purchase, if you send something back the refund arrive quickly, and when I've had any issues with a transaction the customer service team have sorted this unbelievably promptly. Couldn't ask for more! Reviewed on: 12th May 2024

Good service easy to use and helpful

Good service easy to use and helpful Reviewed on: 12th May 2024

Good experience and easy to using

Good experience and easy to using Reviewed on: 12th May 2024

I am using paypal from last 12 years.

I am using paypal from last 12 years. So its very useful and convenient and safe Reviewed on: 12th May 2024

Great service and very helpful!

Great service and very helpful! Been using it for a while and has assisted a lot! Reviewed on: 12th May 2024

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