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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Good provider.

Good provider. I would recommend Reviewed on: 10th June 2026

Excellent Service recommended, They respond to any e...

Excellent Service recommended, They respond to any enquiry in no time. Reviewed on: 10th June 2026

Helpful and efficient in providing support when needed.

Helpful and efficient in providing support when needed. I feel confident talking to them and getting help when required. Reviewed on: 10th June 2026

Very easy to use and most places except pay pal and...

Very easy to use and most places except pay pal and seems to be safe Reviewed on: 10th June 2026

Easy to use

Easy to use and extra cover when purchasing products Reviewed on: 10th June 2026

PayPal just does it better

Fast ,trustworthy and safe.i feel comfortable ordering items ,it's straight forward and trouble free. Reviewed on: 10th June 2026

Simple, quick, efficient application service.

Simple, quick, efficient application service.A good back as the physical csnbe used ftom regular,bank account or as a credit card.l like the versatility of this and pay pal is my trusted secure paymrnt prefererance Reviewed on: 10th June 2026

A good and reliable financial tool

I have been using PayPal Credit for a while now and it has completely simplified how I manage larger online purchases. The application process was incredibly fast and seamless. It integrates perfectly right into my digital wallet, making checkouts completely hassle-free. I highly recommend it to anyone looking for a reliable and flexible financing option! Reviewed on: 10th June 2026

Very easy to use and great customer service

Very easy to use and great customer service Reviewed on: 10th June 2026

It's easy to access

It's easy to access and very convenient Reviewed on: 10th June 2026

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