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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146863)

great honest and reliable also there for when you ne...

5
great honest and reliable also there for when you need them Reviewed on: 6th May 2026

Very practical to send money to friends and family,...

4
Very practical to send money to friends and family, businesses and transfer cash. Also for international transactions. Could be better for customer support in terms of reachability. Reviewed on: 6th May 2026

Good credit service

5
Tjis is a good credit service especially the option to pay over 4 months with no interest Reviewed on: 6th May 2026

Be fair and Honest

4
The staffs are helpful and polite friendly. They have helped me to get my money back but the must important one that we're in favourwith BOOHOO that out come really disappointed me because Evri BOOHOO Courier did not deliver the items to my house but dropped them in the communal area downstairs even with all my evidence Reviewed on: 6th May 2026

The process to check for credit card eligibility is...

5
The process to check for credit card eligibility is really quick and straightforward. Highly recommend ! Reviewed on: 6th May 2026

Very much enjoying.

5
Very much enjoying. Its so easy and convenient. Reviewed on: 6th May 2026

I made a purchase and terms and conditions were neve...

1
I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

Pay pal Friendly customer and great service.

5
Friendly customer and great service. . Reviewed on: 6th May 2026

Great array of bonus points and offers on an easy to...

4
Great array of bonus points and offers on an easy to use app that works really smoothly & securely. The send a payment link option has been a really useful; polite way to sort out shared costs with friends. Reviewed on: 6th May 2026

PayPal Credit

5
It has been simple and easy to use and set up. I have had no issues and have found it to be rather beneficial to me. I would highly recommend. Great offers and best ways of paying to help me make the best choices and make affordable payments along the way Reviewed on: 6th May 2026

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