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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Used PayPal credit for a lot of things , buy now pay...

Used PayPal credit for a lot of things , buy now pay in 3 is great no interest and I can access my details on my app and make payments Reviewed on: 12th May 2024

Paypal credit provides me with a flexible way to pay...

Paypal credit provides me with a flexible way to pay for goods. I especially like the 4 month interest free option to spread the cost of a more expensive item and also the low APR over two years. I have also linked a Curve card to my PayPal so I am able to use it In places that would not normally accept Paypal. Would definitely recommend. Reviewed on: 12th May 2024

It’s good and helpful but very easy to rack up debt...

It’s good and helpful but very easy to rack up debt and get a high monthly payment Reviewed on: 12th May 2024

Works very very well, very handy service

Works very well very handy service Reviewed on: 12th May 2024

Whenever I ring up to pay extra off my existing bala...

Whenever I ring up to pay extra off my existing balance the team are efficient and polite. They communicate in a non judgemental tone and have empathy. Reviewed on: 12th May 2024

Simple and fast.

Simple and fast. Gives you a little bit more time without the pressure. Reviewed on: 12th May 2024

They are helpful and fair

They are helpful and fair and help to deal with disputes and problems Reviewed on: 12th May 2024

It’s so easy to send money to friends and buying thi...

It’s so easy to send money to friends and buying things on eBay you are protected Reviewed on: 12th May 2024

I'm very happy with PayPal service

I'm very happy with PayPal service Reviewed on: 12th May 2024

PayPal express

Was good for me and friendly service. Reviewed on: 12th May 2024

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