Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 86,196 reviews, last reviewed 26th Apr 2026
1632850% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very sure to make payments. Very good and very sure to make payments. Reviewed on: 26th April 2026
Gabriel M's avatar
Gabriel M

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (86196)

Very Helpful nothing else like PayPal Credit.

5
Very Helpful nothing else like PayPal Credit. Reviewed on: 26th May 2025

I feel safe and protected using PayPal

5
I feel safe paying via PayPal, and I like that is has different categories regarding reason for payment. I always recommend PayPal to friends and acquaintances. Reviewed on: 26th May 2025

Expectations

4
Always seem to get the results I needed Reviewed on: 26th May 2025

Very good company , amazing staff . Forever happy !

5
Very good company , amazing staff . Reviewed on: 26th May 2025

Longstanding customer

5
Used PayPal for years now and I rate them the best, easy to use, straight forward to use on app. Never had a problem. Excellent Reviewed on: 26th May 2025

I've used PayPal for business purchase.

5
I've used PayPal for business purchase. Very easy and safe. Reviewed on: 26th May 2025

Its easy to pay and no need to fill in details.

5
Its easy to pay and no need to fill in details. Also secure way of paying Reviewed on: 26th May 2025

I like the ability to pay for things using PayPal...

3
I like the ability to pay for things using PayPal Reviewed on: 26th May 2025

I love using PayPal credit, the 0% interest on the f...

5
I love using PayPal credit, the 0% interest on the first 4 months is really helpful. Super easy to use aswell, never any problems! Reviewed on: 26th May 2025

Fantastic

5
Easy to use happy with product and service Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review