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PayPal: PayPal Credit reviews

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4.91
Based on 50,398 reviews, last reviewed 6th Jun 2025
1805900% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Greatful Always there when required. PayPal credit has saved a lot of stress for me this last year Reviewed on: 6th June 2025
John w's avatar
John w

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50398)

Very easy to use and reliable.

5
Very easy to use and reliable. I will definitely recommend to all my family and friends. After this I forget my bank card.. Reviewed on: 11th May 2024
Harita 's avatar
Harita

Excellent, hassle free.

5
Excellent, hassle free. Affordable as it lets you buy things on installment basis Reviewed on: 11th May 2024
Norman's avatar
Norman

Excellent customer service

5
There customer service are quick to resolve any issues regarding your order, service or anything about your account with PayPal. Reviewed on: 11th May 2024
Amudalat Aminu's avatar
Amudalat Aminu

Easy to use, very convenient .

5
Easy to use, very convenient . Manageable payments and good offers of interest free periods Reviewed on: 11th May 2024
Michael C's avatar
Michael C

Thanks to Options.

5
Paypal has been exactly as I expected to me. Completely fair. I especially like the Paypal money back guarantee when something goes wrong. I've had nothing but positive things to say about Paypal. The pay in 3 has come in handy in more than one occasion when bills were tight and things were needed. Reviewed on: 11th May 2024
Darrell 's avatar
Darrell

Fantastic team with excellent resource.

5
Fantastic addition in terms of credit in order to purchase products and pay back over a length of time. Considerate and aware of all potential problems should the user have any issues however as of functionality, Paypal credit webpage shows clear information as to what is available and suggested rate of pay to contribute back to them. Reviewed on: 11th May 2024
AJ's avatar
AJ

Excellent service.

5
Excellent service. Easy to use and reliable. Reviewed on: 11th May 2024
Steve B's avatar
Steve B

Used for crypto and credit and nothing else.

4
Used for crypto and credit and nothing else. Reviewed on: 11th May 2024
Benjamin 's avatar
Benjamin

Paypal has made it easier and safer to make quick tr...

5
Paypal has made it easier and safer to make quick transactions when purchasing online. Also when times are tough you can pay for the item you need knowing that it can be spread out overtime. It is an excellent service and I would recommend it. Reviewed on: 11th May 2024
Cesar's avatar
Cesar

Having an interest free period of four months for la...

5
Having an interest free period of four months for larger purchases is extremely useful. Reviewed on: 11th May 2024
Bill's avatar
Bill

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