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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

can't complain.

can't complain. They make it easy to make purchases online, and the repayment plans and interest free options are fantastic Reviewed on: 10th June 2026

Prettty good experience so far.

Prettty good experience so far. Transactions been straightforward and customer service been good whenever needed. Reviewed on: 10th June 2026

Always feel safe when using paypal

Never let me down great confidence in paypal Reviewed on: 10th June 2026

Great service and more.

Great service and more. Customer service is excellent Reviewed on: 10th June 2026

PayPal gives me flexibility on money matters.

PayPal gives me flexibility on money matters. Reviewed on: 10th June 2026

Essential for day to day shopping

Essential for day to day shopping Reviewed on: 10th June 2026

I recommend for everyone nice service

I recommend for everyone nice service Reviewed on: 10th June 2026

I've been with Paypal for years

I have been a PayPal customer for many year. Payments are easy to make and receive. Recently I paid for a couple of holidays thanks to PayPal credit which I'm repaying with no interests. It's a reliable service, with no hidden sursprises Reviewed on: 10th June 2026

Easy to use and I feel safe when using it and use it...

Easy to use and I feel safe when using it and use it whenever purchasing items Reviewed on: 10th June 2026

I’ve been with PayPal for over 15 years now and ever...

I’ve been with PayPal for over 15 years now and every transaction has been faultless. Whether for a refund or credit 200 percent satisfaction. Reviewed on: 10th June 2026

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