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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86101 reviews)

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4.90

Based on 86,101 reviews, last reviewed 26th Apr 2026

1628650% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve used PayPal for many years and never had a bad... I’ve used PayPal for many years and never had a bad experience Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86101)

PayPal Credit very useful

I have been using PayPal Credit for a few years for larger purchases, eg holidays and to have 0% over 4 months is very useful. Reviewed on: 26th May 2025

Fantastic service and offers from PayPal.

I've always received fantastic service from PayPal. The APP is easy to use and provides all the information required to run my account in one place. In the odd occasion that I have had an issue with my Vinted orders not being received PayPal has sorted a refund straight away. The pay in 3 offer is so useful when paying for larger items. I regularly spread the cost of shopping as the interest free offer is fantastic. Such a great forward thinking company! Reviewed on: 26th May 2025

Super convenient and widely accepted.

Super convenient and widely accepted. Offers great services and peace of mind. A service which allows you to pay a certain amount each month rather than just the min or max can be difficult to find, but PayPal Credit allows you to do it all. There are also interest free options and pay in 3, giving a wide versatility like none other Reviewed on: 26th May 2025

Feel safer when ordering and paying through PayPal

Feel safer when ordering and paying through PayPal Reviewed on: 26th May 2025

It's been seamless, I also use the PayPal credit.

It's been seamless, I also use the PayPal credit and was given 4months of no APR, it was really helpful Reviewed on: 26th May 2025

Always accessible

My finances have always been up and down but PayPal has always been there for me! Reviewed on: 26th May 2025

Credit Limit

Customer for 4 years, still credit limit 400 Reviewed on: 26th May 2025

I find using paypal extremely convenient, and reliable.

I find using paypal extremely convenient, and reliable. Reviewed on: 26th May 2025

Great, quick and easy to use.

Great, quick and easy to use. Paying for goods couldn’t be any easier Reviewed on: 26th May 2025

Excellent

Very good , reliable , trustworthy and excellent Reviewed on: 26th May 2025

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