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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146938 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146938)

Great customer service.

Great customer service. They provide a secure and safe service Reviewed on: 6th May 2026

Easy to follow and navigate the website

Easy to follow and navigate the website Reviewed on: 6th May 2026

I've used it many times, it's very convenient.

I've used it many times, it's very convenient. Reviewed on: 6th May 2026

Excellent and nice, affordable way

Excellent and nice, affordable way Reviewed on: 6th May 2026

I find paypal products easy and efficient.

I find paypal products easy and efficient. No need to remember your card details and also their new credit card has excellent grace period for purchases which helps managing daily cash flow Reviewed on: 6th May 2026

Paypal has really help me

Paypal has really help me with purchasing over time, the 4 months 0% is a real benefit Reviewed on: 6th May 2026

I USED THIS FOR OVER 3 YEARS

I USED THIS FOR OVER 3 YEARS AND THE NIL INTEREST OVER 12 MONTHS, IS BRILLIANT. THE OPTION TO HAVE PAYMENT OVER 3 MONTHS IS A OPTION FOR LESS THAN £100 PAYMENT. THE ONLY ISSUE IVE HAD WAS WHEN I CANCELLED A BREAK ID PAID FOR USING THIS, WHEN THE REFUND CAME THROUGH IT DIDNT CLEAR THAT ACTUAL ITEM BUT WAS USED TO REDUCE MY LARGER DEBT I HAD OVER 12 MONTHS . Reviewed on: 6th May 2026

Love paypal, never had any issues

Love paypal, never had any issues Reviewed on: 6th May 2026

It has helped alot when theres big purchases.

It has helped alot when theres big purchases. More flexablity Reviewed on: 6th May 2026

Yeh had paypal credit for about ten years its amazing.

Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026

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