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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Easy and reliable service

PayPal credit is a very seamless and easy service to use. The experience I have had with PayPal has been nothing but fantastic. They have excellent and responsive customer service and any query I have had has been dealt with quickly. Reviewed on: 12th May 2024

Good experience

It has been great always there when it is needed Reviewed on: 12th May 2024

PayPal credit - control your cashflow

PayPal credit has allowed me to buy things but control my cash flow. It’s so easy to use and, importantly, easy to manage. It would be great if it were available in more places Reviewed on: 12th May 2024

For the most part I love PayPal, it is convenient

For the most part I love PayPal, it is convenient, fast and feel secure while using it. PayPal credit fee rate is not my favourite. Reviewed on: 12th May 2024

PayPal credit for every occasion

Used PayPal credit on many occasions would recommend it to everyone Reviewed on: 12th May 2024

I don't have much to say but paypal has been an exc...

I don't have much to say but paypal has been an excellent since I join Reviewed on: 12th May 2024

Paypal always listen its customers.

Paypal always listen its customers. I use PayPal from last 12 years never had any problem.. safe secure platform for online payments, PayPal protect your money. Reviewed on: 12th May 2024

PayPal credit has helped purchase during crucial tim...

PayPal credit has helped purchase during crucial times and gave me time to pay back my debts Reviewed on: 12th May 2024

Easy way to fly ticket when you cut in the people an...

Easy way to fly ticket when you cut in the people and also Airbnb Reviewed on: 12th May 2024

Absolutely amazing idea!

Absolutely amazing idea! I don’t use credit cards and PayPal credit is easy to control and keep an eye on. Reviewed on: 12th May 2024

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