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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

U cant pay towards the plan you want

U cant pay towards the plan you want for example if I had a payment plan and normal credit I cant chose which one to pay first Reviewed on: 10th June 2026

Excellent

My experience with PayPal it's excellent. Reviewed on: 10th June 2026

Good and excellent

Good and perfect………………………………………… Reviewed on: 10th June 2026

Smooth and easy to use, never have an issues with th...

Smooth and easy to use, never have an issues with the app. Very self explanatory and intuitive to navigate the app. Very easy way to make payments and set up fast transactions. Reviewed on: 10th June 2026

Fast and simple to set up and payback!

Fast and simple to set up and payback! 10/10 service! Reviewed on: 10th June 2026

PayPal : effortlessly essential

I love PayPal, it's so easy to use, whether your paying in full or spreading the cost, it makes payments smooth and effortless. Reviewed on: 10th June 2026

PayPal- trusted and safe

PayPal offers the chance to buy when prices and opportunities are good, when circumstances might otherwise prevent. PayPal is a trusted and safe way to shop. Reviewed on: 10th June 2026

Easy to use.

Easy to use. Handy when you need to make a quick purchase. Reviewed on: 10th June 2026

Paypal review

Easy to use refunds on products k if there is an issue Reviewed on: 10th June 2026

Its very useful and great experience and really help...

Its very useful and great experience and really helpful Reviewed on: 10th June 2026

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