Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86000 reviews)

View other PayPal products

4.90

Based on 86,000 reviews, last reviewed 26th Apr 2026

1624000% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Money security Shopping online means my.money is protected when it comes to items not as how described Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (86000)

All good, like zero percent offerings

All good, like zero percent offerings Reviewed on: 26th May 2025

Nothing else to say,,other than you have provided no...

Nothing else to say,,other than you have provided nothing other than 1st class service to me personally.. Reviewed on: 26th May 2025

Always pOnly App I use.ositive,very easy app to use.

Always positive,very easy app to use. Reviewed on: 26th May 2025

PayPal all the time. Trusted provider.

Since signing up with PayPal, my transactions and use have been stress free. Reviewed on: 26th May 2025

Super easy to use and helpful reminders

Super easy to use and helpful reminders Reviewed on: 26th May 2025

Never had a problem, straight forward

Never had a problem, straight forward Reviewed on: 26th May 2025

.hdjxjxuxjfiff

.................................................. ......... ................ .......................m.hsududndjeifjdjr8f djdjd8e udhrifirnriebe8euehe uhuuhebdudjjjuuujhuhhvd ubuvtuhyuhhyuyduxud dud8d8d8d Reviewed on: 26th May 2025

Brilliant, got approved within minutes..

Brilliant, got approved within minutes, received my goods and all good, the only issue is I can’t for the life of me set up a direct debit, so have to manually pay every month. Reviewed on: 26th May 2025

Hi every time I use PayPal it easy and if I have pro...

Hi every time I use PayPal it easy and if I have problems it’s sorted and if I don’t get my order PayPal sort thing out I get money back PayPal doing very good job martyn Reviewed on: 26th May 2025

I try to use whenever I can.

I try to use whenever I can. Flexible and excepted everywhere now. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39354 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub