Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50324 reviews)

View other PayPal products

4.91

Based on 50,324 reviews, last reviewed 4th Jun 2025

1799000% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It's a great way to expense with credit. It's a great way to expense with credit. More secure process. Reviewed on: 4th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50324)

Paypal credit is an amazing feature

Paypal credit is an amazing feature that allowed me to purchase things without paying in full immediately. Instead, I was able to lay out my payments and pay them bit by bit. Reviewed on: 11th May 2024

PayPal/PayPal Credit

PayPal and PayPal is incredibly straightforward and easy to use when purchasing online. It is available at most online stores. No interest on purchases over £100 is great. Support from PayPal is also very good when it's needed. Reviewed on: 11th May 2024

Easy to use, reliable and interest free for 4 months.

Easy to use, reliable and interest free for 4 months. Reviewed on: 11th May 2024

Good service

Very good service I am very happy Reviewed on: 11th May 2024

Very easy to deal with and fantastic credit offers.

Very easy to deal with and fantastic credit offers. Reviewed on: 11th May 2024

Solid Credit Service

Solid service. Pay in 3 is a useful feature to spread the cost. Overall, very happy with my experience using Paypal Credit. Reviewed on: 11th May 2024

Pay in 3 helps spread out the cost over a longer per...

Pay in 3 helps spread out the cost over a longer period of time and paypal credit is also nice to have and has very good rates. Reviewed on: 11th May 2024

Pay pal credit.

Pay pal credit. Is excellent in flexiblity and protecting the consumer. The 4 months 0 intrest rate for purchases over 100 is amazing. This helps with booking holidays concerts outings and with everyday essentials without getting you're self into debt and with finacial strain. Pay pal give you warnings on how much you need to pay and make it clear to do this so you dont pay intrest and this can be flexible to youre needs you can set up payments around youre finacial needs and how to best suite you in a time of finacial strain that many of us are feeling. Pay pal are excellent at supporting the consumer over the app there responsive and safe and over the phone there helpfull. Pay pal is an excellent safe way to shop online and the customer service equally manges this excellent standard. Reviewed on: 11th May 2024

Very happy with the service.

Very happy with the service. Low rates, great working app, fast customer service. Would recommend to everybody. Reviewed on: 11th May 2024

PayPal efficientcy

Have always used PayPal for online transactions never been a problem even with PayPal credit . Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
American Express Credit Card
from American Express 3.50 from 94 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub