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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146999)

Available at any time, makes transactions simple.

4
Available at any time, makes transactions simple. Allows forward financial planning and very convenient. Reviewed on: 6th May 2026

Great to deal with, always very helpful if one has a...

5
Great to deal with, always very helpful if one has a problem and it is always sorted Reviewed on: 6th May 2026

Good experience so far been easy to use

5
Good experience so far been easy to use Reviewed on: 6th May 2026

Amazing service

5
Really great to have PayPal, as it gives options on payment rather than paying by card. Also, when booking flights, PayPal really helped as I was able to get a credit so helped my financially too. Reviewed on: 6th May 2026

Easiest option for me.

5
Used PayPal for years paying in three and credit over longer terms could not be easier would not go any where else. PayPal is the easiest option for me simple and straightforward love it Reviewed on: 6th May 2026

Always easy and fast to use and always deliver

5
Always easy and fast to use and always deliver Reviewed on: 6th May 2026

FAST, SAFE & SECURE

5
I love paypal, its nice to know I have the security when paying for goods and services, especially in today's cyber crime environment it gives me the assurance of paying with confidence using paypal as I know my money is protected, if sellers dont accept paypal then they dont get my business. Reviewed on: 6th May 2026

PayPal is useful for online purchases

5
PayPal is useful for online purchases, and it's got a good UI. Reviewed on: 6th May 2026

I love PayPal it’s so easy to use and pay for things...

5
I love PayPal it’s so easy to use and pay for things online Reviewed on: 6th May 2026

I use paypal a lot of the time.

5
I use paypal a lot of the time. easy to use app. keep updated about payments and credit Reviewed on: 6th May 2026

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