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PayPal: PayPal Credit reviews

4.91
Based on 50,389 reviews, last reviewed 6th Jun 2025
1805000% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, and safe Easy to use, very convenient, a safe way to spend money, competitive interest rates, also pay in full without having to pay interest. Reviewed on: 6th June 2025
D G's avatar
D G

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50389)

Brilliant Service allover in the app the best

5
Brilliant Service allover in the app the best Reviewed on: 11th May 2024

Ease, useful , love pay in 3! Safe & sound

5
Ease, useful , love pay in 3! Safe & sound. The app is good to navigate and everything is clearly located. Great log in with Face ID. Fair times. Reviewed on: 11th May 2024

Great service, gives me opportunity to spread my pay...

5
Great service, gives me opportunity to spread my payments without paying any interest. If you use it smart, it helps you manage your finances. Reviewed on: 11th May 2024

HWP ( Help with payments )

5
Never had a problem with payment’s time to pay back as I am monthly payed it helps till payday Reviewed on: 11th May 2024

I’ve used PayPal for years, it’s the most convenient...

5
I’ve used PayPal for years, it’s the most convenient and secure way to send and receive money. Reviewed on: 11th May 2024

Fantastic bank with fantastic app features

5
Fantastic bank with fantastic app features Reviewed on: 11th May 2024

PayPal Very easy to use.

5
Very easy to use. Customer service have always been very efficient and friendly to deal with. PayPal credit is so easy to apply for and can be linked to various other services. Reviewed on: 11th May 2024

I haven't had any bad experiences, although for PayP...

5
I haven't had any bad experiences, although for PayPal credit their way of paying off certain plans could be way better. Reviewed on: 11th May 2024

Great customer service with smooth transactions

5
Great customer service with smooth transactions Reviewed on: 11th May 2024

Honest very good

5
I use PayPal credit to shopping online it worked if u spend more than 100 You have option to pay in 3 i love it Reviewed on: 11th May 2024

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