Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147059)

It’s so convenient and easy to use PayPal

5
It’s so convenient and easy to use PayPal Reviewed on: 6th May 2026

Excellent service great app to use

5
Excellent service great app to use Reviewed on: 6th May 2026

Quick and easy service to use.

5
Quick and easy service to use. Everything explained in detail so there’s no missed information. Extremely reliable Reviewed on: 6th May 2026

It’s convenient and easy to spend money online safel...

5
It’s convenient and easy to spend money online safely and securely. The app is very easy to use and clear. Reviewed on: 6th May 2026

I feel protected when using PayPal, and they offer p...

5
I feel protected when using PayPal, and they offer pay in 3. PayPal is accepted at most websites. I have had no issues and If I need to chat with somebody, they always try to help. Reviewed on: 6th May 2026

Always had good experience using paypal.

5
Always had good experience using paypal. Very easy and simple to use and manage your credit. Reviewed on: 6th May 2026

Use it all the time - quick, easy, convenient and cl...

5
Use it all the time - quick, easy, convenient and clever ! Reviewed on: 6th May 2026

Since I’ve been with paypal I never stopped using it...

5
Since I’ve been with paypal I never stopped using it as its the most secure way for me have been using it for years now and always recommend others Reviewed on: 6th May 2026

really good, great option to be able to pay back on...

5
really good, great option to be able to pay back on a direct debit. Reviewed on: 6th May 2026

PayPal is great and amazing easy for anyone to use...

5
PayPal is great and amazing easy for anyone to use Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78520 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products