Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85894 reviews)

View other PayPal products

4.90

Based on 85,893 reviews, last reviewed 26th Apr 2026

1619050% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good service quick and easy to navigate Good service quick and easy to navigate Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (85894)

Excellent with their credit facility

Excellent with their credit facility Reviewed on: 26th May 2025

Flexible credit options and a great app

I like the flexibility that Paypal credit provides, the app is great too. Reviewed on: 26th May 2025

Everything is crystal clear, no hidden fees or anyth...

Everything is crystal clear, no hidden fees or anything else to worry about! Reviewed on: 26th May 2025

Easy to use

Easy to use always had a great experience Reviewed on: 26th May 2025

Easy to set up.

Easy to set up. Good rates. No concerns Reviewed on: 26th May 2025

Always good when I need buy something

Always good when I need buy something Reviewed on: 26th May 2025

Never had an issue but when there is any problem wit...

Never had an issue but when there is any problem with a transaction paypal is always quick and easy to be contacted. Reviewed on: 26th May 2025

Quick, excellent, no burecroxy and value for money

Quick, excellent, no burecroxy and value for money Reviewed on: 26th May 2025

0% for 4 month

The option to do split payment with free interest for 4 months for a purchase is a good one! Reviewed on: 26th May 2025

No interest on over £100 shopping for four months!

PayPal Credit is a great way to fund more expensive buys. It’s straight forward service, easy to use and to manage. Many online retailers allow PayPal credit which is great when in need of a little help to spread the cost of living. The 0% interest policy for shopping over £100 is the best feature. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39307 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub