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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Paypal is quick and easy and safe to use

Paypal is quick and easy and safe to use Reviewed on: 12th May 2024

PayPal is very good and reliable.

PayPal is very good and reliable. This has been my main means of payment for goods and services. Reviewed on: 12th May 2024

Really easy to use and can't get enough of it...

Really easy to use and can't get enough of it Reviewed on: 12th May 2024

Give various payment options, some interest free ins...

Give various payment options, some interest free installments. Reviewed on: 12th May 2024

customer service perfect

Easy to use for transactions when you need it , customer service perfect Reviewed on: 12th May 2024

PayPal is the best!

Fantastic to use, easy to navigate, brilliant when any issues arise, good customer service. Reviewed on: 12th May 2024

Average.

Average...average... how many characters you need to finish that survey?!))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))) Reviewed on: 12th May 2024

Amazing Support and easy to use

I’ve never used Credit before my first experience has come from PayPal. I must say they have made it very simple and easy to use. Also great customer service support when needed. Couldn’t be more happier with them. Amazing Reviewed on: 12th May 2024

PayPal credit has enabled me to take some chances on...

PayPal credit has enabled me to take some chances on activities I would have previously missed out on due to funding. Reviewed on: 12th May 2024

Easy to use and secure.

Easy to use and secure. app is also easy to navigate Reviewed on: 12th May 2024

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