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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,771 reviews, last reviewed 26th Apr 2026
1613350% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good financial support. The experience I have since I have been using PayPal as a financial support is a mixed experience, it has been good and bad, there are transactions I ... Read more Reviewed on: 26th April 2026
Adek O's avatar
Adek O

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85771)

Great service for flexible options and pay back and...

5
Great service for flexible options and pay back and helps with budgeting Reviewed on: 26th May 2025
Bardo's avatar
Bardo

It is seamless and straightforward.

5
It is seamless and straightforward. Reviewed on: 26th May 2025
Dinesh S's avatar
Dinesh S

PayPal Credit was a lifeline.

5
I’ve not long come out of an IVA and PayPal credit has been a lifeline, enabling us to get credit status again. I’ve also had a shot spell out of work (planned) and PayPal has helped me manage my finances during that time. Reviewed on: 26th May 2025
Sam's avatar
Sam

Easy to use and never had any issues.

5
Easy to use and never had any issues. Reviewed on: 26th May 2025
Tom W's avatar
Tom W

Easy, simple.

5
Easy, simple. Wish I could use it to pay people though Reviewed on: 26th May 2025
Rosemary h's avatar
Rosemary h

Always happy to pay with PayPal

5
Always happy to pay with PayPal knowing if any problems arise they handle them. Reviewed on: 26th May 2025
Amy S's avatar
Amy S

Great service always helpful and very easy to use

5
Great service always helpful and very easy to use Reviewed on: 26th May 2025
Jason c's avatar
Jason c

PayPal is easy and hassle free!

5
PayPal is easy and hassle free! It’s convenient, easy to schedule repayments and is accepted online with most retailers Reviewed on: 26th May 2025
Lucy M's avatar
Lucy M

Provides everything I need for delayed payments, I c...

5
Provides everything I need for delayed payments, I can afford holidays. Reviewed on: 26th May 2025
Colin L's avatar
Colin L

Brave and amazing

5
Extraordinary and amazing service in all categories Reviewed on: 26th May 2025
Hernani j's avatar
Hernani j

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