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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Using it for years, convenient, easy to use, fast tr...

Using it for years, convenient, easy to use, fast transactions. Customer service 99% of the time is great. One happy customer Reviewed on: 12th May 2024

Flexible and simple to navigate

It's been usual for making much needed purchases be it for health reasons or to do diy around the home, it's quite easy to pay off credit when possible and to schedule payments. I would recommend it to family and friends but only if they needed it. Reviewed on: 12th May 2024

They don’t keep their promises and repayment process...

They don’t keep their promises and repayment process is very poor Reviewed on: 12th May 2024

very nice service:)

++ very nice service. Very helpful when you need. So i always using the paypal if needed. Reviewed on: 12th May 2024

Easy to use, available in many online stores

Easy to use, available in many online stores Reviewed on: 12th May 2024

I always pay for products online with paypal for sec...

I always pay for products online with paypal for security and ease of use, and the added bonus of paypal credit gives you peace of mind, if an appliance brakes or a birthday comes around sooner than expected and your short of cash for a present, I love it. Reviewed on: 12th May 2024

Easy to setup and use, no fuss and no headaches.

Easy to setup and use, no fuss and no headaches. Reviewed on: 12th May 2024

Great Jaba.

Great Jana. Let the phorce be with Them Reviewed on: 12th May 2024

No bad at all ehen i dif have a problem...

No bad at all ehen i dif have a problem with the seller Reviewed on: 12th May 2024

Been good to use, glad I set this up.

Been good to use, glad I set this up. Payments come out on random dates and would prefer the app to be a little easier to use. I find it bit clunky with lots of pointless things and missing what I actually might want. But all in all a good service and customer service department is helpful and polite. Reviewed on: 12th May 2024

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