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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

nothing to say.

nothing to say.just perfect.no complaint or something Reviewed on: 12th May 2024

Great money whenever you needed.

Great money whenever you needed. help on hand and good customer service. Reviewed on: 12th May 2024

Paying with PayPal

It’s great that you have 4 months to pay if you buy something with PayPal credit Reviewed on: 12th May 2024

It’s okay, nothing out of the world

It’s okay, nothing out of the world, it would be nice if there was longer interest free periods, not just 4months, then that would make it a far superior product than a lot of competitors…………………………………. Reviewed on: 12th May 2024

Completion of payment takes too long.

Completion of payment takes too long. Reviewed on: 12th May 2024

Love paypal credit, the only thing I would like woul...

Love paypal credit, the only thing I would like would be the possibility with credit to put payments into specific plans rather than payments being distributed automatically. Reviewed on: 12th May 2024

Wicked way to buy!

Wicked way to buy! So much easier to pay for a wide range of items and purchases Reviewed on: 12th May 2024

Always works with peace of mind on purchases

Always works with peace of mind on purchases Reviewed on: 12th May 2024

Paypal is definitely a friend you need and it helps...

Paypal is definitely a friend you need and it helps you in every way society. It's a must for any transactions. So easy to use and secure. Reviewed on: 12th May 2024

I recommend Paypal, 100%

Each time I ring customer service, their support has always been topnotch. Also, paypal gives me loads of flexibility to shop online with very convenient payback plan. Reviewed on: 12th May 2024

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