Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 85,721 reviews, last reviewed 26th Apr 2026
1611100% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

You are protected from scam and unfair trade busines... You are protected from scam and unfair trade business and transactions. Reviewed on: 26th April 2026
Oluwatosin Kuti's avatar
Oluwatosin Kuti

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85721)

PayPal has been second to none the best payment service

5
PayPal has been second to none the best service I've used when making online payments, from their hassle-free transactions, to their PayPal Credit scheme, and their focus on ensuring that their customers are their prime focus. Reviewed on: 26th May 2025

Safe and secure no worries

5
So easy to use, peace of mind knowing it’s a Secure service for whatever reason you’re using it Reviewed on: 26th May 2025

Excellent PayPal Customer Service Experience

5
I had an outstanding experience with PayPal’s customer service. The representative was professional, patient, and resolved my issue quickly and efficiently. They listened carefully, provided clear guidance, and followed up to ensure everything was sorted. It’s rare to find such responsive and helpful support—truly exceeded my expectations! Reviewed on: 26th May 2025

Pay pal credit its a brilliant thing I use it most m...

5
Pay pal credit its a brilliant thing I use it most month and pay it of withing the month Reviewed on: 26th May 2025

Very efficient, excellent customer services.

5
Very efficient, excellent customer services. Options to pay monthly or pay in 3. Reviewed on: 26th May 2025

Never a problem every time I use the app excellent c...

5
Never a problem every time I use the app excellent customer service Reviewed on: 26th May 2025

Very reliable and easy , good team and great project...

5
Very reliable and easy , good team and great project team Reviewed on: 26th May 2025

Paypal im glad they have fund a new Pope

5
Its very helpful for paying safely Reviewed on: 26th May 2025

Never had any issues with PayPal, always resolved my...

5
Never had any issues with PayPal, always resolved my issues. Reviewed on: 26th May 2025

Always satisfying with all.

5
Always satisfying with all. Never disappointed Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review