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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147220 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147222)

A Smooth and Flexible Way to pay with PayPal credit

,PayPal Credit has been a reliable and helpful financial tool for me. It’s made online shopping more manageable and stress-free, and I’d definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 6th May 2026

Absolute scam

It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments take ages to clear sometimes taking up to two weeks to make a credit payment. Closing your account is also really difficult and requires multiple calls to the customer service team who aren’t very good. Reviewed on: 6th May 2026

I use PayPal credit and pay in 3.

I use PayPal credit and pay in 3. I use PayPal often when purchasing online. Always positive Reviewed on: 6th May 2026

Never had any bad customer service

Never had any bad customer service so have not had to contact them. Does what it says on the tin. Use the app for the credit and it has helped out. Could do with a bit better platform to see clearer on the interest added etc Reviewed on: 6th May 2026

Amazing experience overall & easy to use

Amazing experience overall & easy to use Reviewed on: 6th May 2026

PayPal gives me a lot of confidence when shopping on...

PayPal gives me a lot of confidence when shopping online knowing that my money is safe. Reviewed on: 6th May 2026

PayPal Credit is a convenient way to break down larg...

PayPal Credit is a convenient way to break down large purchases. With it's 4 month interest free period it allows you to spread purchases out without accruing interest and it is available across a variety of vendors making it a great choice. Reviewed on: 6th May 2026

Best Points Collection Cashback In The Moment

I love the new features of collecting points whiles spending with my paypal debit card Reviewed on: 6th May 2026

Paypal is great App

Easy app to use for purchases and for paying friends contributing to charity events. Like the way you can pay it monthly. Reviewed on: 6th May 2026

Never had an issue with PayPal!

Never had an issue with PayPal! I like how they brought out the points scheme. Very good reliable service, easy app to use! Reviewed on: 6th May 2026

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