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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Better for money and friendly customer service

Better for money and friendly customer service Reviewed on: 10th June 2026

always easy to pay and quickone place to go on most...

always easy to pay and quickone place to go on most sights and easy to arrange bank credit Reviewed on: 10th June 2026

great service, easy and efficient

great service, easy and efficient Reviewed on: 10th June 2026

Very happy customer

5 stars, I have no issues and the app and system are very easy to navigate and use Reviewed on: 10th June 2026

PayPal is amazing never a doubt with it!

PayPal is amazing never a doubt with it! Reviewed on: 10th June 2026

Beyond my expectations

Great service, prompt response reciept on every purchase Reviewed on: 10th June 2026

Very good service all round.

Very good service all round. Staff helpful and knowledgable. Reviewed on: 10th June 2026

It’s safe and easy to use.

It’s safe and easy to use. I feel protected and secure Reviewed on: 10th June 2026

Excellent always easy to access and app is handy

Excellent always easy to access and app is handy Reviewed on: 10th June 2026

Great service!

Never had a problem with customer service! Reviewed on: 10th June 2026

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