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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,701 reviews, last reviewed 26th Apr 2026
1610200% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used Paypal for years and it has always been a... I've used Paypal for years and it has always been a great experience Reviewed on: 26th April 2026
Sarah 's avatar
Sarah

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85701)

Always great, good communication.

5
Always great, good communication. Easy to use and can be used in a lot of places now. I feel much more secure paying using PayPal and often don’t shop places that don’t offer to use PayPal. Reviewed on: 26th May 2025
Sophie S's avatar
Sophie S

Trustworthy and reliable

5
PayPal Credit is easy to use and and the application process is simple. Communication is excellent. You know exactly where you are. I have never had any hiccups with PayPal and have full trust in them as a financial provider Reviewed on: 26th May 2025
Anne Picton's avatar
Anne Picton

Easy to use app

5
So easy to use app and really clear what's going on with your finances Reviewed on: 26th May 2025
Stephen 's avatar
Stephen

PayPal happy user

5
I have used PayPal for a number of years without any problems. They offer a very good service and I would highly recommend. Reviewed on: 26th May 2025
Trevor S's avatar
Trevor S

I have complete trust in PayPal....

5
I’ve been using PayPal for years and wherever possible I use it. I have complete trust in PayPal, I know my transactions are safe and the options they provide are really flexible and very reasonable. Over the years any customer service interaction has been phenomenal and I have recommended PayPal to many friends and family and will continue to. Reviewed on: 26th May 2025
Teresa H's avatar
Teresa H

Excellent experience

5
When the going is tough paypal comes to rescue Reviewed on: 26th May 2025
Aniruddha S's avatar
Aniruddha S

Just brilliant.

5
Just brilliant. Always use PayPal because it's so easy Reviewed on: 26th May 2025
Paul White 's avatar
Paul White

Every aspect is simple to understand.

5
Every aspect is simple to understand. Reviewed on: 26th May 2025
Mike L's avatar
Mike L

PayPal is really good.

4
PayPal is really good. Interest is a bit high for a good. Reviewed on: 26th May 2025
Donna 's avatar
Donna

A fantastic system messy to manage and use.

5
A fantastic system messy to manage and use. I have had no issues at all with the use of PayPal credit. It hasn’t let me down in the past. I recommend it to anyone Reviewed on: 26th May 2025
Alli 's avatar
Alli

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