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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Always useful when you need it.

Always useful when you need it. Quick and easy payments. Reviewed on: 12th May 2024

Always helpful

Had amazing one so far, only thing I would say is when making payment wish it could come out straight away. Reviewed on: 12th May 2024

PayPal is my go to!

Used PayPal for years never had a problem been great to see how far it’s developed it’s my go to for payments everytime Reviewed on: 12th May 2024

Really good initiative and love using PayPal

Really good initiative and love using PayPal Reviewed on: 12th May 2024

They could let you choose when you want to apply for...

They could let you choose when you want to apply for a credit increase but a good system non the less. Reviewed on: 12th May 2024

Always had a positive experience with paypal

Always had a positive experience with paypal Reviewed on: 12th May 2024

Never had any problems with PayPal pay in installmen...

Never had any problems with PayPal pay in installment is really good. Reviewed on: 11th May 2024

Ease of use, straight forward no issues

Ease of use, straight forward no issues Reviewed on: 11th May 2024

It has been fantastic experience.

It has been fantastic experience. Reviewed on: 11th May 2024

Just so easy to use highly recomended

Just so easy to use highly recomended Reviewed on: 11th May 2024

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