Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,683 reviews, last reviewed 26th Apr 2026
1609350% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good payment platform Very good payment platform, reliable and simple to use. Reviewed on: 26th April 2026
Nomc's avatar
Nomc

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (85683)

I’ve used PayPal Credit a few times, and it’s super...

5
I’ve used PayPal Credit a few times, and it’s super convenient, especially for bigger purchases. The 0% interest for a few months is great—as long as you pay it off in time. Reviewed on: 26th May 2025
Alin A's avatar
Alin A

Contacting customer services is a nightmare

5
Contacting customer services is a nightmare Reviewed on: 26th May 2025
Graham S's avatar
Graham S

Never had a problem with PayPal.

5
Never had a problem with PayPal. Always handy to use. Reviewed on: 26th May 2025
Mark E's avatar
Mark E

Very good as I use them very often

4
Very good as I use them very often Reviewed on: 26th May 2025
Mohammed M D Chaudhry 's avatar
Mohammed M D Chaudhry

A very high APR% I am not happy.

4
A very high APR% I am not happy. Reviewed on: 26th May 2025
Benish B's avatar
Benish B

All ways top in way off pay in and out...

5
All ways top in way off pay in and out help with all Reviewed on: 26th May 2025
Aiden L's avatar
Aiden L

whether its pay in 3 spread the payment or just maki...

5
whether its pay in 3 spread the payment or just making payment more secure by not sharing payment details love paypal paid for holidays and countless other things too Reviewed on: 26th May 2025
Andrew F's avatar
Andrew F

A Reliable Company

5
I always use PayPal for my purchases whether it is pay in 3, pay in full or on a few occasions by PayPal credit. I have never experienced any problems. Reviewed on: 26th May 2025
Cat lover's avatar
Cat lover

Convenient

5
Convenient for when I need to spread the cost. Easy to use and great service. Reviewed on: 26th May 2025
Clara Brierley's avatar
Clara Brierley

Quick and reliable

5
Quick decision in seconds and reliable Reviewed on: 26th May 2025
Kerry M's avatar
Kerry M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill