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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very useful

Very useful, has helped me a lot Reviewed on: 10th June 2026

Paypal credit

I applied for PayPal Credit and honestly the process was so straightforward and clear. Very helpful and stress free Reviewed on: 10th June 2026

I am extremely satisfied with the service, everythin...

I am extremely satisfied with the service, everything was quick and easy. Reviewed on: 10th June 2026

I like PayPal,is easy to use

I like PayPal,is easy to use and I can use it as well to have 3 payments or even 24 monthly payments . Reviewed on: 10th June 2026

Tremendous experience

Excellent app experience and easy to use. Security seems tight but doesn't get in the way of a smooth transaction. Support when required has so far been good. Like the quick check out features websites can have which makes one click purchases with PayPal just seamless. Credit service or 4 months interest free and pay on 3 both very useful and super easy to set up. Reviewed on: 10th June 2026

It just helps me a lot in difficult times and i feel...

It just helps me a lot in difficult times and i feel very confident with it. Reviewed on: 10th June 2026

Brilliant service can get up to four months to pay i...

Brilliant service can get up to four months to pay items over £100 which is a lot better than other card providers Reviewed on: 10th June 2026

It’s straightforward to use.

It’s straightforward to use. And customer support is always on hand for any questions that customers have concerning anything from the use or even querying items in the account that do not seem correct Reviewed on: 10th June 2026

I've been using PayPal for years, good company.

I've been using PayPal for years, good company. Reviewed on: 10th June 2026

I have used both paypal and paypal credit and have f...

I have used both paypal and paypal credit and have found i can easily afford things by spreading the cost . I feel safe paying online through paypal as they have your back when purchases dont arrive or go wrong Reviewed on: 10th June 2026

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