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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147277 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147277)

I used PayPal for over 15 years now and there's no d...

I used PayPal for over 15 years now and there's no downside to it's service at all. It's a safe way to pay and to get money at all times and there's no fees in regular use. Even the credit function has decent interest rate. Reviewed on: 6th May 2026

PayPal helps you control your monthly finances, And...

PayPal helps you control your monthly finances, And also your payment options and savings, Very helpful and friendly voice to speak to on the phone Reviewed on: 6th May 2026

Easy to use

It's easy to use and the dashboard is simple to ensure my finances are up to date and on track. Reviewed on: 6th May 2026

It’s the easiest and simplest payment platform around.

It’s the easiest and simplest payment platform around. I use it for essentially every online purchase. It’s rare to feel safe and secure purchasing things online, so I always look out if a vendor accepts PayPal. Reviewed on: 6th May 2026

Very good and easy to use, good for paying with cred...

Very good and easy to use, good for paying with credit too Reviewed on: 6th May 2026

Extend your credit

Allows me to spread payment. Easy to setup and administer. Reviewed on: 6th May 2026

Convenience and ease of use

What I appreciate most is how easy it is to use: you don’t need to be an expert with digital tools to pay for a purchase in installments! Also, using PayPal is always very convenient. Reviewed on: 6th May 2026

Very easy to use no problems easy to navigate

Very easy to use no problems easy to navigate Reviewed on: 6th May 2026

I use PayPal now for a couple years and it is worth...

I use PayPal now for a couple years and it is worth easy manage shopping and if you are open eyes it is not difficult to pay your purchases. Reviewed on: 6th May 2026

Amazing and really easy to use would definitely reco...

Amazing and really easy to use would definitely recommend Reviewed on: 6th May 2026

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