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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Perfect for larger purchases

Easy to use, easy repaymentbsceme with no interest on larger items Reviewed on: 11th May 2024

Great payment options

I love PayPal credit as it can be used on the majority of websites. I like that there’s multiple payment options such as ‘pay in 3’ and the customer service is great, online chat is quick and helpful Reviewed on: 11th May 2024

Its was readya fabulous experience PayPal anyways he...

Its was readya fabulous experience PayPal anyways help in separating my payment and make easy for me to do the payment love it Reviewed on: 11th May 2024

I was fully satisfied with the service provided.

I was fully satisfied with the service provided. Reviewed on: 11th May 2024

Great way to pay fir things over time interest free

Great way to pay fir things over time interest free Reviewed on: 11th May 2024

Paypal gave me help wilh my finance and many more op...

Paypal gave me help wilh my finance and many more opportunities to split my expenses in one place. Reviewed on: 11th May 2024

Never had a problem and have always used PayPal and...

Never had a problem and have always used PayPal and also love the PayPal credit facility which help to pay for emergency car parts when needed etc etc Reviewed on: 11th May 2024

The statements are very hard to understand it's not...

The statements are very hard to understand it's not very transparent Reviewed on: 11th May 2024

Easy to use, user friendly and clear fees

Easy to use, user friendly and clear fees Reviewed on: 11th May 2024

Trustworthy

I always trust PayPal when it comes to my purchases online. I have no worries if something went wrong with my purchase as I can always open dispute to get my money back providing that the problem is from the merchant. I experience few issues already and PayPal solved the problem for me. Thank you PayPal Reviewed on: 11th May 2024

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