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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,658 reviews, last reviewed 26th Apr 2026
1608300% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's perfect. It's perfect. Help alot to save money for time and pay later on Reviewed on: 26th April 2026
Ammad Akhtar 's avatar
Ammad Akhtar

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85658)

No issues

5
Would recommend. Easy to use app. Convenient. Phoned customer service once and really good service. Reviewed on: 26th May 2025
J L's avatar
J L

Fast easy to use service great for spreading the cos...

5
Fast easy to use service great for spreading the cost of large items . Would recommend to all Reviewed on: 26th May 2025
2smoke 4stroke's avatar
2smoke 4stroke

Would recommend!

5
Great experience, widely available and easy to use. Helpful when making big purchases to pay over time. Customer service is also very helpful when needed which is reassuring when using credit, makes you feel more secure. Reviewed on: 26th May 2025
Hayley K's avatar
Hayley K

Security when buying

5
I use pay Pal for piece of mind when making purchases Reviewed on: 26th May 2025
Mary H's avatar
Mary H

Paypal saved me

5
Love it, without paypal I would be lost Reviewed on: 26th May 2025
Brad J's avatar
Brad J

Really easy to set up, 0% over the period of time it...

5
Really easy to set up, 0% over the period of time it takes to pay for my mobile Reviewed on: 26th May 2025
Steven's avatar
Steven

Perfect for replacing devices in an emergency

5
Great option to spread the cost of a purchase over the next few months instead of one bulk payment, giving a little breathing space on funds. Especially good when a device requires replacing and you can't afford to pay in one. Reviewed on: 26th May 2025
Andy C's avatar
Andy C

I use PayPal all the time fir online purchases

5
PayPal is the best way to pay for things especially online if you have a problem with a retailer they will help you sort the problem out. Reviewed on: 26th May 2025
Richard Love's avatar
Richard Love

Peace of mind

5
I feel safe using PayPal for online purchases Reviewed on: 26th May 2025
Louise M's avatar
Louise M

Thumbs up to PayPal!

5
Having used the PayPal App for some considerable time, I would say that it is a very easy and efficient product. It offers many convenient ways to pay for products and services in a quick and safe way. It can also be used to receive money when selling or providing services. You can also spread purchases over 3 or 4 months interest free subject to individual credit status. I Have used this service to pay for larger purchases which is so convenient. Reviewed on: 26th May 2025
James M's avatar
James M

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