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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Love to use PayPal as I find it so easy when paying...

Love to use PayPal as I find it so easy when paying for items, sending or receiving money and getting refunds when items are faulty or undelivered. Reviewed on: 10th June 2026

Easy to use

Had PayPal credit for years. It’s easy to use and accepted in so many places Reviewed on: 10th June 2026

Good customer service feel very safe buying stuff an...

Good customer service feel very safe buying stuff and using PayPal Reviewed on: 10th June 2026

Easy Peasy

So easy to apply for and use. Great integration with online retailers. Reviewed on: 10th June 2026

PayPal account

Use PayPal for a few things but use the 4months interest free regularly when buying. Totally hassle free and the customer service is great. Reviewed on: 10th June 2026

Just easy to use and the cash back is amazing

Just easy to use and the cash back is amazing Reviewed on: 10th June 2026

Absolutely trustworthy and straightforward to use

Absolutely trustworthy and straightforward to use Reviewed on: 10th June 2026

good for when i’m a little short at the end of the m...

good for when i’m a little short at the end of the month Reviewed on: 10th June 2026

Always feel protected

Always feel protected when I use PayPal for payment Reviewed on: 10th June 2026

Very easy very convenient to use cant recommended en...

Very easy very convenient to use cant recommended enough Reviewed on: 10th June 2026

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