Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 85,605 reviews, last reviewed 25th Apr 2026
3212000% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, I’m happy with it, very easy access to... Easy to use, I’m happy with it, very easy access to the main menu Reviewed on: 25th April 2026
Elia P's avatar
Elia P

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85605)

Flexible payments, easy to pay off either in set ins...

5
Flexible payments, easy to pay off either in set instalments, or in full if you want. The app is good to use. Overall very happy with PayPal. Reviewed on: 26th May 2025

Excellent service, always sorted any queries that I...

5
Excellent service, always sorted any queries that I may have had. Trust PayPal when buying expensive goods. Reviewed on: 26th May 2025

PayPal is Simple

5
PayPal is simple to open an account, it’s easy to set up payment plans and manage them. It makes everything easier to pay for with a couple of quick clicks. It’s my preferred way of paying. Reviewed on: 26th May 2025

Safe and secure for all online purchases.

5
My default payment method for all online purchases. Always feel safe and confident Reviewed on: 26th May 2025

Exexcellent

5
Excellent always safe to use have no worries Reviewed on: 26th May 2025

Trouble free lending

5
Probably the most accessible and trouble free of all of my facilities. Reviewed on: 26th May 2025

Always use PayPal where possible.

5
Always use PayPal where possible. Especially for 0% interest and buyer protections Reviewed on: 26th May 2025

Absolutely love it! It’s a must have

5
I love PayPal and it’s flexible options and customer service if needed always fantastic Reviewed on: 26th May 2025

PayPal credit pay in 4

5
I’m using PayPal credit to pay in 4 months and it’s brilliant. Used it a lot of times and helped me buy earlier what I wanted. Very pleased Reviewed on: 26th May 2025

Convenient, helpful, efficient and awesome!

5
All products are well thought out and very handy / convenient. Customer service is exceptional. The online interface is efficient, simple and very user-friendly. I've had all my enquiries answered very quickly & concisely and I thoroughly enjoy the great, positive attitude from all of your staff. Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review