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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Definitely a secure way to pay online

It is a bit difficult for me to contact customer service. It is lengthy and ineffective, and I think PayPal needs to improve the service. But I can definitely say that using PayPal is much more secure than disclosing bank card details in online environments. Reviewed on: 11th May 2024

When ever their is a problem its sorted quickly ,the...

When ever their is a problem its sorted quickly ,the customer service is very good and always polite and very helpful Reviewed on: 11th May 2024

So easy to use and so safe also I would recommend th...

So easy to use and so safe also I would recommend this to all of my friends Reviewed on: 11th May 2024

Good customer service experience and no dodge custom...

Good customer service experience and no dodge customer service Reviewed on: 11th May 2024

good offers, widely available at the west.

good offers, widely available at the west. app putchese information minimal Reviewed on: 11th May 2024

It's accepted on most of the vendors

It's accepted on most of the vendors Reviewed on: 11th May 2024

Fantastic

Always had easy transactions, the one occasion I came into some trouble, they sorted it all out for me which was great Reviewed on: 11th May 2024

Look after the buyers

They look after the buyer when there's issues Reviewed on: 11th May 2024

Paypal help you to pay easily and safely , it’s grea...

Paypal help you to pay easily and safely , it’s great and fair rate Reviewed on: 11th May 2024

PayPal just makes everything so easy

PayPal just makes everything so easy, it’s accepted pretty much everywhere, it’s super secure and very, very easy to use. I used PayPal to pay for my MacBook Pro I love the flexibility and how it allows you to spread payments out for more expensive items. Reviewed on: 11th May 2024

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