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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal takes the stress out of spendingwhen needing...

PayPal takes the stress out of spending when needing to pay later! It’s like borrowing without realising that you’re borrowing because you are more aware that you need to repay! It’s much safer and cheaper than applying for those short term loans! Reviewed on: 10th June 2026

0% for 4 months is good but 6 months would be even b...

0% for 4 months is good but 6 months would be even better Reviewed on: 10th June 2026

Want value, choice and security choose PayPal

By using PayPal I feel like I am making secure purchases online, it is really simple to use, widely available and any issues I have had with purchases I am refunded veery quickly. PayPal keeps me up to date on what I am spending and has different options from paying in one go, to instalments and using credit option so I can select the choice that suits my needs at the time. Reviewed on: 10th June 2026

Offered at most places and is a good way to spend in...

Offered at most places and is a good way to spend interest free. Reviewed on: 10th June 2026

Any problem pay pal will help you sort it

If there. are any problems with your order and you have used pay pal they are more than helpful to help you Reviewed on: 10th June 2026

Paypal over banks every day.

I had an issue with my bank and started using Paypal and it is so much more convenient - I now have credit and debit and I wont look back Reviewed on: 10th June 2026

Simple and easy way to make paymenrs

Simple and easy way to make paymenrs Reviewed on: 10th June 2026

Feel protected when I use PayPal, as they refund you...

Feel protected when I use PayPal, as they refund you if you’re scammed Reviewed on: 10th June 2026

great time using it.

great time using it. have no troubles especially booking flights Reviewed on: 10th June 2026

Convenient and safe.

..safe and convenient and takes the stress out of carrying a wallet full of cards. Reviewed on: 10th June 2026

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