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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85525 reviews)

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4.90

Based on 85,525 reviews, last reviewed 25th Apr 2026

3204400% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Had great experiences with paypal and paypal credit. Had great experiences with paypal and paypal credit. When I purchased somethjng and it didn't arrive the process was easy to get a refund. Reviewed on: 25th April 2026

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85525)

Professional

All good professional service very responsive Reviewed on: 26th May 2025

The interest rates are terrible and they don't permi...

The interest rates are terrible and they don't permit balance transfers. Reviewed on: 26th May 2025

PayPal gives me peace of mind.

PayPal gives me peace of mind. I've had to call on them when occasionally retailers have failed to provide goods that have been paid for. Each time PayPal has stepped in and ruled in my favour, refunding the money and taking away that worry. Reviewed on: 26th May 2025

Safe, practical and efficient

I have been using Paypal for many years now and it is my go to for online purchases due to the safety of using it, and the ease of use. I love the interest free purchase feature, which lets me spread the cost of large purchases over a period of time and the app makes this really easy to manage. Reviewed on: 26th May 2025

Interest at 0 % for shopping when you need it.

Using your 3 months credit for zero % interest is one of the best ways to get access on goods that I want,without worrying about having the full amount of money. Reviewed on: 26th May 2025

Paypal the best

Instant safe payments with cover for fraud and help with refunds second to non Reviewed on: 26th May 2025

Excellent

Help a lot in time of emergency ,Protection from scam, help pay in installments Reviewed on: 26th May 2025

Easy, affordable and there when you need it!

Easy, affordable and there when you need it! A great service! Reviewed on: 26th May 2025

Great company

They have great items to offer and customer service. Reviewed on: 26th May 2025

Pay in 3 is a great option

I like the pay in 3 option and the reminders paypal provides Reviewed on: 26th May 2025

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