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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

I've been using it for years.

I've been using it for years. It's been great. 6 months free credit initially is especially enticing. I also like the pay in 3 installments offer... Very trustworthy service and I feel safe using it. Just wish you could use in shops. Reviewed on: 11th May 2024

Good service and Experience , Easy shopping, simple...

Good service and Experience , Easy shopping, simple and delicious rules Reviewed on: 11th May 2024

Good value

It’s is a safe easy way to speed the payments for more expenses items Reviewed on: 11th May 2024

By far the best credit supplier around, amazing!

By far the best credit supplier around, amazing!!! amazing!!! amazing!!! So far above the competition that it doesn’t honestly compare. Reviewed on: 11th May 2024

PayPal Positively Proactive!

PayPal are particularly proactive in providing a positive people focused platform when problems present themselves…. For this reason i use them for recurring payments Reviewed on: 11th May 2024

I’m very satisfied with the credit services of paypal

I’m very satisfied with the credit services of paypal Reviewed on: 11th May 2024

App is always working and easy to call customer serv...

App is always working and easy to call customer service Reviewed on: 11th May 2024

this service is amazing i really enjoy it and help m...

this service is amazing i really enjoy it and help me alot Reviewed on: 11th May 2024

PayPal credit is good because I am able to use my ac...

PayPal credit is good because I am able to use my account online at a variety of shops and give easy payments back Reviewed on: 11th May 2024

Since I’m a student I find it to be a great way to p...

Since I’m a student I find it to be a great way to pay for things and pay it back slowly. As this way I always have cash in my account for emergencies, as I don’t have to pay the full amount for things I need upfront. Plus I always am able to pay it back before the interest is applied. Reviewed on: 11th May 2024

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