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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

PayPal 100 percent recommend !!!

Had PayPal for years and i have nothing but positive things to say i have recommended PayPal to many friends and family as its fantastic at sending and receiving money fast and simple Reviewed on: 11th May 2024

All round Fantastic nothing bad to say at all

All round Fantastic nothing bad to say at all Reviewed on: 11th May 2024

All round a good service

Security as a seller is really good and the benefit of using the credit with 0% interest makes PayPal my favorite bank for small purchases Reviewed on: 11th May 2024

Used many times, never had a problem.

Used many times, never had a problem. Helped out a lot when switching jobs and buying job related equipment. Reviewed on: 11th May 2024

Great choice for online uses

No hassle, easy to use and update pay limit Reviewed on: 11th May 2024

Fantastic service fantastic customer service perfect...

Fantastic service fantastic customer service perfect as long as you pay in your alloted time your grand. Phone customer service and it was great to talked to a person on the end of the phone from Northern Ireland easy to understand and easy to talk to extremely helpful and informative Reviewed on: 11th May 2024

Paypal credit

Used for years now mainly for eBay but has since become the go to payment method. Would recommend to anyone. Easy to use and understand all transactions. App works well and has always been accessible when needed. Also when buying privately online you have some protection Reviewed on: 11th May 2024

Excellent experience

I have always had great experience Reviewed on: 11th May 2024

All good experiences.

All good experiences. What I like most is how simple it is to raise a dispute if there’s a problem. Reviewed on: 11th May 2024

Im happy with pay in 3 payments ;)

Im happy with pay in 3 payments ;) Reviewed on: 11th May 2024

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