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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147357 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147359)

Practical payments for presents and more!

So useful when paying for big ticket items and wanting to spread cost. Also safe way to make online purchases. Reviewed on: 6th May 2026

Brilliant experience and very fair rates

Brilliant experience and very fair rates Reviewed on: 6th May 2026

Quick, convenient, easy to use.

Quick, convenient, easy to use. The app gives all the detailed information you could need. Paypal credit is a godesend for short term money management. Reviewed on: 6th May 2026

Paypal makes it so easy to use your credit.

Paypal makes it so easy to use your credit. From bigger purchases that you want to split up so you can budget for the month and still feel like you're living freely. I make a lot of purchases and while I can sometimes pay them off all at once I like to pay in 3 just so I can keep track of my monthly budget. It's quick to use, takes no longer than paying by your credit or debit cards. And along with the credit comes peace of mind that you have PayPal's backing should anything go wrong with say missing items or the ever increasing amount of scams. You should be protected. It's not the easiest to find PayPal help and contact, but once you do get there the help I've had over the years has been outstanding. The mobile app just work. I've never had a problem with it, and you barely see a website that doesn't take PayPal anymore which is great. PayPal now even tracks my packages for me as well. Overall a great experience and I try to recommend it to anyone, especially the younger generation who are maybe just starting out in the working life and probably want to buy loads of stuff. Reviewed on: 6th May 2026

Simple, easy to use, efficient and everything I want...

Simple, easy to use, efficient and everything I want in a credit facility Reviewed on: 6th May 2026

Enjoyed everything but the payment is a bit problema...

Enjoyed everything but the payment is a bit problematic like when paying off the statement money it takes 5 days Reviewed on: 6th May 2026

Great and efficient .

Great and efficient . Simple to use and transparent enough to see where you are at with spending. Reviewed on: 6th May 2026

I find paying with PayPal simple and secure.

I find paying with PayPal simple and secure. PayPal credit is also a great service which they added Reviewed on: 6th May 2026

I use PayPal almost exclusively to pay for goods onl...

I use PayPal almost exclusively to pay for goods online, it the only way to pay and feel confident that none of my details are being stolen, I have encouraged my parents to open PayPal accounts, if a online shop doesn’t take PayPal i usually do not complete my purchase, PayPal credit with 4 months interest free is a fantastic option to afford something of a higher price you would struggle to afford. Reviewed on: 6th May 2026

New customer

Im a new customer so i can't say to much but everything is good so far ! Reviewed on: 6th May 2026

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