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PayPal: PayPal Credit reviews

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4.90
Based on 85,461 reviews, last reviewed 25th Apr 2026
3198600% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had a good experience PayPal been useful just... I have had a good experience PayPal been useful just annoying I have a strict credit limit of 400 pounds credit but not end of world Reviewed on: 25th April 2026
Jazz Raphael 's avatar
Jazz Raphael

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85461)

Never any issue, always available when needed last m...

5
Never any issue, always available when needed last minute Reviewed on: 26th May 2025
Jemma V's avatar
Jemma V

Been using Paypal for years, very good no issues

5
Been using Paypal for years, very good no issues Reviewed on: 26th May 2025
Gary T's avatar
Gary T

Can make it work for you!

5
Very easy to use, can buy confidently in the knowledge should anything go wrong PayPal will help you sort it, PayPal credit helps you budget and take control of your finances, letting you buy the bigger purchases with ease and allows you to pay back monthly or clear the credit earlier with no penalties, I would highly recommend. Reviewed on: 26th May 2025
Elaine H's avatar
Elaine H

Excellent service.

5
Excellent service.would definitely recommend friends and family. Reviewed on: 26th May 2025
FATIMA M's avatar
FATIMA M

Great credit service

5
Always gives good email updates on account and ensures my credit limit is within my spending limits. Payment reminders always sent Reviewed on: 26th May 2025
Katie H's avatar
Katie H

I would recommend PayPal credit

5
Never had much issues with pay pal credit and when I have had to speak to customer service it's always been a pleasant experience Reviewed on: 26th May 2025
Karen S's avatar
Karen S

Worth Downloading the App

5
Very easy to use, no fuss or hassle. I would recommend. Reviewed on: 26th May 2025
Julie H's avatar
Julie H

I'm very happy to be PayPal customer

5
I'm very happy to be PayPal customer Reviewed on: 26th May 2025
Giedre U's avatar
Giedre U

PayPal is great

5
PayPal is great I use it for normal Credit and pay for it at the end of the month, I also use the pay in 3 months when you spend £30+ & the pay in 4 when you spend £99+ on top of all of the some online retailers offer an even longer interest free period like 6, 12, 18 or 24 interest free periods Reviewed on: 26th May 2025
David W's avatar
David W

just so simple and easy to use.

5
just so simple and easy to use. The added peace of mind when making purchases gives the confidence to try sellers i might otherwise not use Reviewed on: 26th May 2025
Craig h's avatar
Craig h

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