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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

PayPal credit

Very good if you haven’t got money upfront to pay for things Reviewed on: 11th May 2024

It's so easy to use.

It's so easy to use. You don't have the worry of paying upfront and can easily spread the cost, and if there's a problem there is help at the end of the phone Reviewed on: 11th May 2024

Superb App

Customer Service Levels way beyond expectations Reviewed on: 11th May 2024

So simple and easy to use.

So simple and easy to use. Quick for refunds. Reviewed on: 11th May 2024

Happy with the service, easy to use.

Happy with the service, easy to use. Reviewed on: 11th May 2024

PayPal credit makes things simple

PayPal credit has given me the flexibility to buy things I couldn’t afford to buy in 1 payment Reviewed on: 11th May 2024

I have used PayPal credit for many years now.

I have used PayPal credit for many years now. It makes purchases easier and is just overall a good deal. Reviewed on: 11th May 2024

I really like the Paypal Credit.

I really like the Paypal Credit... It really helps me. Ease to use. Great service. Reviewed on: 11th May 2024

Positive.

Positive. Wery good service. Used time to time get more time to pay. Reviewed on: 11th May 2024

I’ve bought numerous products with PayPal Credit and...

I’ve bought numerous products with PayPal Credit and have found the process delightful from start to finish. Reviewed on: 11th May 2024

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