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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85403 reviews)

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4.90

Based on 85,403 reviews, last reviewed 25th Apr 2026

3193200% increase in 5 star reviews

in the past 90 days

4550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, great app, responsive. Easy to use, great app, responsive. Highly recommend Reviewed on: 25th April 2026

Latest lowest rating:

2

I was charged a £12 penalt I was charged a £12 penalty even though I had set up a direct debit; chatting with customer service didn’t resolve the issue, so unless I have to, I w... Read more Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85403)

Fantastic

I used PayPal Credit and have no problems. Easy and clearly. Repayment convenient for everyone. Recommended for everyone. Reviewed on: 26th May 2025

I have used for a long time now with no issues , eas...

I have used for a long time now with no issues , easy to buy things using it and easy to pay off A+++++ Reviewed on: 26th May 2025

Reliable and Convenient Service

I’ve been using PayPal since 2019 and overall, it’s been a smooth and reliable experience. PayPal Credit has come in handy a few times when I needed a little flexibility with payments. It’s easy to manage and the app makes everything straightforward. I’ve had no major issues, and customer support has always been helpful when needed. Reviewed on: 26th May 2025

Professional and emphatic easy to get in touch

Professional and emphatic easy to get in touch Reviewed on: 26th May 2025

Pay PayPal is a convenient way to spread costs, offe...

Pay PayPal is a convenient way to spread costs, offering good value with excellent support. Reviewed on: 26th May 2025

PayPal website.

PayPal has all been a good and trusted partner in my financial transactions. Reviewed on: 26th May 2025

No other payment provider comes close for coverage a...

No other payment provider comes close for coverage and ease of use Reviewed on: 26th May 2025

Been with paypal for many years that i've stopped us...

Been with paypal for many years that i've stopped using my credit card. Reviewed on: 26th May 2025

Excellent product, easy installment plans

Excellent product, easy installment plans Reviewed on: 26th May 2025

My experience has been positive, I have had no bad s...

My experience has been positive, I have had no bad situations or anything to complain to PayPal about Reviewed on: 26th May 2025

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