Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147449)

Never had any problems very reliable service

5
Never had any problems very reliable service Reviewed on: 6th May 2026

PayPal is great

5
I love PayPal special knowing that you can pay monthly and you haven’t got to worry Reviewed on: 6th May 2026

PayPal has always been a trusted provider of mine.

5
PayPal has always been a trusted provider of mine. For online payments, direct debits and credit. I know it’s safe and secure and that any problems the customer service will do their best to help. Reviewed on: 6th May 2026

I love using PayPal when shopping online

5
I love using PayPal when shopping online Reviewed on: 6th May 2026

Shopping made simple

4
Pay made the card user friendly. It was like using my own debit card for day to day shopping Reviewed on: 6th May 2026

I would always try to use paypal as a payment method...

5
I would always try to use paypal as a payment method for buying online. I have had a few experiences where I have had problems with a seller or similar and I haven't received what I ordered. Paypal stepped in and my money was refunded. Reviewed on: 6th May 2026

The greatest system.

5
It is 3 years I am using paypal which is great money management system for me. It helped my with pay later options and £1000 paypal credit with no interest till 4 months which is another advantage. I love it so much. Reviewed on: 6th May 2026

Overall a pleasant experience

5
I am always kept up to date about actions for my account and customer service has been very helpful, and informative when I have contacted them Reviewed on: 6th May 2026

PayPal is a great help

5
PayPal credit or pay in 3 has helped me out massively if I cannot pay in full Reviewed on: 6th May 2026

Great customer service and I love the 4 months inter...

5
Great customer service and I love the 4 months interest free credit. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78818 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3758 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 100 reviews
    PayPal
    View all products