Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Excellent payment provider

PayPal is an excellent payment provider who offers peace of mind for purchases & flexible ways to pay. Would recommend Reviewed on: 10th June 2026

Very good

Very good, when am struggling I use it then find it easy to pay back Reviewed on: 10th June 2026

Don’t even have to think about what payment method t...

Don’t even have to think about what payment method to use, always PayPal Reviewed on: 10th June 2026

Convenient if used wisely

Really easy and convenient to use with planning, but you should ensure that you should spend within your means and consider when you purchase with regard to your monthly payments . If you do this then it is a great way to spread payments. Reviewed on: 10th June 2026

Pay pal gives you freedom in everyday life for your...

Pay pal gives you freedom in everyday life for your expenses and spendings I recommend pay pal 5 stars rating Reviewed on: 10th June 2026

Easy to use app with great features

Easy to use app with great features Reviewed on: 10th June 2026

Never had any issues.

Never had any issues. so far happy with the service . Especially pay in 3months on items that are expensive Reviewed on: 10th June 2026

I like it, I have used it in the past year.

I like it, I have used it in the past year. Reviewed on: 10th June 2026

Very helpful having credit payments on one app easil...

Very helpful having credit payments on one app easily managed Reviewed on: 10th June 2026

PayPal everyday

I've been using PayPal for for years now, very satisfied, easy and convenient, whenever 8 can I'm using it Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub