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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Always got my back and stress free

Always got my back and stress free Reviewed on: 11th May 2024

Paypal is the best

Been using PayPal Credit for years and it's the simplest to use of all the credit companies in my opinion. Reviewed on: 11th May 2024

Amazing and fast service to use very convenient

Amazing and fast service to use very convenient Reviewed on: 11th May 2024

Good from start to finish.

Good from start to finish. Value and easy to pay off Reviewed on: 11th May 2024

My opinion:

I'm just happy to ise. Easy to pay for anything. Reviewed on: 11th May 2024

Simple versatile credit

PayPal credit helped me afford to make a large purchase and pay it off at convenience. Would recommend, no actual card so you can't go overboard. Reviewed on: 11th May 2024

Great Service , had no issues with them

Great Service , had no issues with them , CS top notch !! Reviewed on: 11th May 2024

Amazing service

Amazing service. I have been using paypal daily for my purchases. I am happy so far Reviewed on: 11th May 2024

5 star service

Really good, never have any issues with the app when I use it and costumer service always friendly and quick when needed to ask something Reviewed on: 11th May 2024

Very convenient and helpful to me.

Very convenient and helpful to me. Reviewed on: 11th May 2024

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