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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147528 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147528)

Great Service!

PayPal is a reliable part of my online life. Payments are quick, secure, and incredibly easy to track. Transactions are processed quickly. It's a dependable solution for both personal and business payments. Reviewed on: 6th May 2026

Excellent all around

Good protection for buyers, widely accepted and easy to use. Makes purchasing quicker Reviewed on: 6th May 2026

PayPal Credit has been amazing for managing bigger p...

PayPal Credit has been amazing for managing bigger purchases without the stress of paying everything upfront. The 0% interest offers on qualifying purchases make it super convenient, and the application process is quick and straightforward. I also love how seamlessly it works within PayPal checkout, making online shopping feel secure and flexible. It’s honestly one of the easiest and most reliable credit options I’ve used. Reviewed on: 6th May 2026

PayPal is the best, helpful.

PayPal is the best, helpful financial company Reviewed on: 6th May 2026

Great and easy to complete transactions.

Great and easy to complete transactions. Reviewed on: 6th May 2026

The system is very easy to use.

The system is very easy to use. It is flexible which allows you to make further purchases or repay earlier. You get regular email updates, and any changes to terms are sent out well in advance and fully explained. All in all an excellent service! Reviewed on: 6th May 2026

Safe site.

Safe site..easy to use as most retailers accept Paypal... first choice for my payments knowing my purchases are covered by Paypal.. Reviewed on: 6th May 2026

What’s not to like!

What’s not to like, easy to use & the benefit of points! Reviewed on: 6th May 2026

Quick to sort any problem

I had a mishap and ordered something twice. PayPal sorted it out for me straight away. I’ve used pay pal credit and pay in 3 and have been more than happy with the experience. I love how safe PayPal is. Top marks! Reviewed on: 6th May 2026

3 month interest freeI credit

I have used PayPal 3 month interest free credit several times this has help me out financially I would highly recommend Reviewed on: 6th May 2026

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