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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

PayPal is extremely easy to navigate, easy to unders...

PayPal is extremely easy to navigate, easy to understand and the staff are friendly, knowledgeable and fantastic if needed but with the app being so good they are not needed often. Your payments exc are laid out very clearly. Reviewed on: 11th May 2024

Excellent customer service

Very helpful members of staff , can’t fault anything Reviewed on: 11th May 2024

Fantastic customer service

When I had to dispute a payment in the past, PayPal customer service was brilliant at helping me deal with it Reviewed on: 11th May 2024

I was unable to get credit card but PayPal help me w...

I was unable to get credit card but PayPal help me with PayPal credit and I will always say PayPal is awesome and I will always use it. Reviewed on: 11th May 2024

There's nothing to dislike about PayPal Credit.

There's nothing to dislike about PayPal Credit. Just wish more and more retailers start accepting PayPal Credit as a payment option which would give us the flexibility when we make payments. Reviewed on: 11th May 2024

Very good experience, I like the experience

Very good experience, I like the experience Reviewed on: 11th May 2024

Top service.

Top service.. Great reassurance.. Reviewed on: 11th May 2024

Good for doing work ,and helping me and customer

Good for doing work ,and helping me and customer Reviewed on: 11th May 2024

Love PayPal credit!

Handy for bigger purchases that you need time to split payments on, really handy app! Clear to use Reviewed on: 11th May 2024

Secret project

Keeps my project going without telling my wife how much actually spending on the car, spread the cost the your sorted love it! Reviewed on: 11th May 2024

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