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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,235 reviews, last reviewed 25th Apr 2026
3177800% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My easy and affordable way to pay. I use paypal pay in 3, also paypal credit most of the time. I am at my most comfortable whilst using paypal. Would highly recommend others to do so. T... Read more Reviewed on: 25th April 2026
Norman F's avatar
Norman F

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85235)

Love PayPal credit, always use if I think a site is...

5
Love PayPal credit, always use if I think a site is a bit suspicious, or if it's not payday for a week or so Reviewed on: 26th May 2025
Victoria W's avatar
Victoria W

Never had a problem when I have queried transactions...

5
Never had a problem when I have queried transactions they have been quick to reply and courteous Reviewed on: 26th May 2025
Mr A's avatar
Mr A

Paypal is a reliable source for financial difficulties.

5
Paypal is a reliable source for financial difficulties.i have the opportunity to get the help acnd support needed when face with financial difficulties.paying back any money borrowed uts not as pressuring as other banks or companies.paypal gives you enough time with payment plans.my overall view is paypal is for those who need financial support,they are not there to take advantage of fees or late payment Reviewed on: 26th May 2025
Cheyrl Pangjohn's avatar
Cheyrl Pangjohn

Excellent

5
Really easy to use and fair rates Reviewed on: 26th May 2025
Jamie R's avatar
Jamie R

best way to Pay

5
I use pay pal all the time ,its easy to use ,I have various options for payment and it offers me security of mind when purchasing. Reviewed on: 26th May 2025
mary S's avatar
mary S

Good customer service

5
I've only ever had a few issues with PayPal always had plenty of help in getting a good outcome. Reviewed on: 26th May 2025
Rayunderwood 's avatar
Rayunderwood

Great customer support

5
Very helpful customer service, have called a couple of times querying payments and the staff have been extremely helpful, clear and friendly, the app is really easy to use and make it very easy to track both payments going in and coming out Reviewed on: 26th May 2025
Josh C's avatar
Josh C

Great Experience

5
The app is really simple and qick to use. I ahev had only positive experiecnes but getting in contact and speaking with customer service is always reall easy. Reviewed on: 26th May 2025
K D's avatar
K D

Very useful plan

5
I’ve been a PayPal member for as long as I can remember and PayPal credit is such a great way to spread payment costs which is longer than Klarna or Clearpay. Very easy to use and accepted where PayPal is which is like almost everywhere Reviewed on: 26th May 2025
Nadia S's avatar
Nadia S

I try and use PayPal for every transaction online.

5
I try and use PayPal for every transaction online, I find it to be safe, fast and it has very good customer support when needed. Just wish they would increase credit limits to customers like myself who pay off credit early and never miss payments! Reviewed on: 26th May 2025
Peter Wright's avatar
Peter Wright

Review PayPal: PayPal Credit now

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