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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147599)

Love the power of PayPal,

5
Love the power of PayPal, I feel Protected when purchasing with PayPal Reviewed on: 6th May 2026

PayPal is good you can pay any ever plus get loud to...

4
PayPal is good you can pay any ever plus get loud to borrow money Reviewed on: 6th May 2026

Best service for credit card providers .

5
Best service for credit card providers . Reviewed on: 6th May 2026

Simple and quick

5
Very easy to apply, easy to use and pay off when needed Reviewed on: 6th May 2026

easy breezy , super helpful and good customer service

5
easy breezy , super helpful and good customer service Reviewed on: 6th May 2026

Easy to use and and got good customer service when n...

5
Easy to use and and got good customer service when needed it. Trusted and secure. Reviewed on: 6th May 2026

Very easy to apply for credit and fast response

4
Very easy to apply for credit and fast response Reviewed on: 6th May 2026

I love paypal because I can easily pay online withou...

5
I love paypal because I can easily pay online without having to enter my card details. The process is extremely easy and stress free, and most importantly very secure. Reviewed on: 6th May 2026

I have used PayPal credit regullalry..

4
I have used PayPal credit regullalry during recent years to spread the cost of purchases. Generally it has been really good, I missed a couple of repayments which resulted in a fine but that was to be expected. I have been unwell so finances changed considerably but my debts remained the same. Generally speaking I have not had any other issues Reviewed on: 6th May 2026

PayPal is more available

5
PayPal is more available on lots of websites and better experience and customer services. Any problems I have had had been resolved quickly and professionally. Will recommend to anyone Reviewed on: 6th May 2026

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