Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Amazing experience, very helpful and quick

Amazing experience, very helpful and quick Reviewed on: 10th June 2026

I’ve been using PayPal since 2011 and have never had...

I’ve been using PayPal since 2011 and have never had experienced any problems Reviewed on: 10th June 2026

Bombarded with emails.

Bombarded with emails. Interest rate is high and the constant reminders to pay are annoying. My balance never goes down. Reviewed on: 10th June 2026

Best way to pay monthly .

Best way to pay monthly .and pay later Reviewed on: 10th June 2026

Great experience one of the bets

Great experience one of the bets Reviewed on: 10th June 2026

It’s easy to use

It’s easy to use and flexible and easy payments Reviewed on: 10th June 2026

Flawless service.

Flawless service. Easy to use and secure. Reviewed on: 10th June 2026

Always top-notch customer service

Always top-notch customer service Reviewed on: 10th June 2026

Easy to use no nonsense payment schedule

Easy to use no nonsense payment schedule allowing to spread the costs over a 3 month period. Reviewed on: 10th June 2026

Always secure snd 100% trusted while making payments.

Always secure snd 100% trusted while making payments. Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub