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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147637 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147637)

PayPal is amazing, user friendly and safest paying o...

PayPal is amazing, user friendly and safest paying option. Thank you paypal Reviewed on: 6th May 2026

Easy system to use and all transactions shown, allow...

Easy system to use and all transactions shown, allows you to pay your bill off quicker if required, no hidden charges Reviewed on: 6th May 2026

Fairly easy to use and I feel safe and protected whe...

Fairly easy to use and I feel safe and protected when using PayPal as my preferred payment method Reviewed on: 6th May 2026

Easy and safe, it is my preferred method of payment...

Easy and safe, it is my preferred method of payment Reviewed on: 6th May 2026

Easy to use, allows you to budget

Easy to use, allows you to budget Reviewed on: 6th May 2026

Smooth easy to use service

Smooth easy to use service, on the rare times I've had an issue everything is resolved quickly. Reviewed on: 6th May 2026

Easy communication, tracking my parcels, refunds whe...

Easy communication, tracking my parcels, refunds when parcels not received. Reviewed on: 6th May 2026

Really easy to use, quick response when required to...

Really easy to use, quick response when required to contact them. Dispute resolution is excellent and their app/website is really easy to navigate Reviewed on: 6th May 2026

Use for majority of payments, great service.

Use for majority of payments, both credit and normal. Easy to keep track of things on PayPal. Reviewed on: 6th May 2026

Refund process smoothly done

I was able to speak to a customer service agent who was able to talk me through the process and I was able to get my refund smoothly Reviewed on: 6th May 2026

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