Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Pay pal can be a safety net for some things you buy...

Pay pal can be a safety net for some things you buy but sometimes they dont look at the full picture of the situation. Reviewed on: 10th June 2026

Simplified online transactions make PayPal the premi...

Simplified online transactions make PayPal the premium of internet based payment options Reviewed on: 10th June 2026

Easy to apply.

Easy to apply. App is easy to use. Safe. Reviewed on: 10th June 2026

Reliable service and supportive customer service

Reliable service and supportive customer service Reviewed on: 10th June 2026

i’ve had a good and easy experience with PayPal credit.

i’ve had a good and easy experience with PayPal credit. There have been no problems and it has been very smooth sailing. Reviewed on: 10th June 2026

It works seamlesly.

It works seamlesly. Simple no dram. Reviewed on: 10th June 2026

Paypal credit

easy payments, clear credit and rates Reviewed on: 10th June 2026

Problem Free...

Have used for many years with very few issues. Any problems have been sorted easily. Have no issues regarding recommending it to others. Reviewed on: 10th June 2026

Best ever services,, Don't think i can find anything...

Best ever services,, Don't think i can find anything else like paypal Reviewed on: 10th June 2026

It’s very simple to use.

It’s very simple to use. The information is clear and I can manage my payments easily. Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub